How do I accept payments on my website?

2016-06-11 00:00:00

It is not uncommon to see people sitting at computers, carefully and for a long time peering at the monitor. Previously, these were mainly participants in corporate games. There are plenty of them now. But among the users of personal computers there are more and more of those for whom the Internet is not a simple entertainment, but a means of deriving profit.

Many have realized that the Internet gives a person thousands of opportunities to earn additional or only income. You can choose any of the types of remote work (freelance), or you can create your own blog or website if you have knowledge in the field of programming. Many services are created for the purpose of making money. If the site is well promoted, it will provide a good income.

 

Its easy to understand how to accept payments on the website

So, the site has been created, filled with interesting content, advertising, attracts readers with interesting texts, valuable information. It has millions of users, and it starts to make a profit. What to do with it, how to get it? You need to think in advance about the form and method of how to accept payments on the site. The choice, although small, is quite sufficient in order to engage in such activities:

• Through the acquiring bank with the subsequent creation of an electronic wallet.
• The intermediary account can act as a means of generating income, so as not to issue a separate virtual account and wallet.

 

Accept payments through the site: which one should I give preference to?

When we search for information on the Internet, we immediately find ourselves on the most popular, large sites from the first TOP-ten, followed by millions of sites. It is clear that the resources that are in the forefront generate a decent income for the owners.

Assuming that your site is one of them, then you need to think about how to accept payments through the site. This can be, as mentioned above, an authorized bank (acquirer). Registration of a virtual wallet in such a bank is paid, but it is scanty in comparison with the income that a service of this scale can receive. A high turnover of a company, an online store or a service department will return the costs incurred in a short time.

To organize the transfer of money on a private website or a small-scale Internet market, an electronic wallet is opened for a private person, and money from the sale of services and goods comes to his account. In this case, the percentage of the commission fee is low. This is an important point that will give a good economic effect. If you choose the second method and accept payments on the site to an individual, you can use more than one, and several types of monetary transactions. Thus, there is not only income, but also acquaintance with new users who can become regular customers.

 

How to accept payments on a website without an individual entrepreneur?

Now you will not surprise anyone with the presence of bank cards, there are credit, salary, pension. Most people have learned to use them as a universal means of saving time and, in a sense, money. Why some? Because the commission for bank transfer is slightly lower. Although it is a penny, as they say, a penny protects the ruble.

How to accept payments on a website without an individual entrepreneur? You need to issue a plastic card at the bank. Which bank is right? Perhaps the one with the appropriate services.

• It is worth clarifying whether the bank charges a connection service fee (sometimes free).
• If the fee for bank services (commission) exceeds 3.5%, it is worth looking for another, where it can be significantly lower. Do not neglect this seemingly insignificant type of savings, because if you multiply the amount of commissions from one payment by their number per day, then a decent amount will grow from kopecks. It must be remembered that this is a business, and even a fraction of a penny plays a role here.
• You need to immediately find out if the bank has a processing center, in which case the problem of the previous question disappears. After all, the presence of such a center automatically implies low commission payments.
• For productive work you need a bank that accepts money from any kind and type of cards. Thus, the owner of the Internet resource will attract new buyers or customers of the service.
• A successful business requires a deposit or some amount of money in order for the account to have a certain margin. It plays a psychological role and works on a mental level. It is not for nothing that they say that money attracts money.
• It is necessary to clarify the availability of an operational service department capable of providing technical support around the clock, providing qualified advice, giving professional advice and helping to get out of a difficult situation. Indeed, in business there are conflicts, incidents, collisions, disputes related to the passage of transactions.

The bank must be reliable, have a good reputation and capabilities, which will be described in the list of services provided. Then there would be no problems with how to accept payments on the site without an individual entrepreneur. To start cooperation and count on success, you need appropriate conditions. This question also needs to be inquired from the bank. For fruitful joint work, mutual understanding and mutual support are needed. If all these nuances are taken into account and the choice is made, you can proceed to the practical part to make it convenient to accept payments through the site.

Each credit and banking institution requires a certain package of documents to open a current account. You must immediately find out about this and start collecting it. It will be quite legitimate for the bank to ask what the clients resource is, how suitable it is for cooperation. After all, each bank has its own requirements. The data that the bank may be interested in are:

• User level, quantitative and qualitative composition.
• The financial capabilities of the owner, the presence of a deposit or the size of the account balance.
• Evidence confirming the image of the site, company or online market.

As soon as all the necessary documents are submitted along with the application, the opening of a new account takes place in a matter of minutes. From this moment, joint work begins. The user got the opportunity and knows how he will now accept payments on the site. By the way, transactions take place in banks transparently, the amount of proceeds becomes available to the tax authorities. So the client will become a full-fledged businessman, earning income from his resource and at the same time being a law-abiding tax payer.

 

How to accept payments on the website via Internet banking?

When choosing a more prestigious bank with a good reputation, there is one point to consider. If you establish cooperation with an ordinary banking institution, you can face the problem of a huge waste of time. After all, you will have to spend it to get to the bank, and then still stand in a huge line. Wouldnt it be easier to give preference to Internet banking right away? It is convenient, practical and cost effective. This will solve the problem of how to accept payments on the site.

When choosing, it is not the best option - to use advertising, which is designed to solve one problem - attracting customers. She hides a lot in order to achieve the goal. It is better to evaluate the Internet bank based on the opinions of friends and relatives, reviews on the Internet, while carefully understanding how natural they are written and how objective they are. Because now there are many technologies in which reviews are written to order.

 

Electronic wallet to accept payments on the site for an individual

As mentioned above, in order to accept payments through the site, you need an electronic wallet. Everyone wants his business to work steadily and also develop steadily. For any type of entrepreneurial activity to have success and prospects, it must be in the legal field. There is a law according to which payments should be accepted on the site as an individual. Within its framework, you must register a corporate wallet. It must be an integral part of the current personal bank account. By owning such a wallet, you can easily withdraw money from it and receive funds from the site users, buyers of the online store or service customers to the account.  

Whatever action a person performs in order to make a profit, it must correspond to a certain "letter" of the law. To find out how to accept payments to a website without an individual entrepreneur, you need to consult with a lawyer and follow his recommendations. Contracts are drawn up with some banks. There is such a variety of them as a public agreement, it is used by individual banking and credit organizations.

Any payment system - traditional or electronic, before signing a contract with a client, has the right to request the following information:

• Is there a first-level and second-level domain.
• On which server the resource is located - paid or free.
• The reliability of the specified contact information.

If everything is in order, then the payment system will have no reason to refuse your cooperation. It is somewhat more difficult for an individual entrepreneur to organize the organization of receiving payments on his website than to accept payments on the website for an individual.

If you manage to do everything as recommended by wise and experienced consultants, then the site or blog will be provided with regular income that can grow into large volumes. Financial stability is a good motivator for business development, which means increased profits. And this is the main goal of a businessman, in whatever area he works.