Loading...
Main page  |  FAQ  |  Internet wallet - where can I get it?

Internet wallet - where can I get it?

2016-06-12 00:00:00

To live in the modern world, it is necessary to pay attention to the study of new perspectives, since schools and institutions will not be taught this. Only an independent study of the new possibilities of the Internet will help you not to stand aside.

Probably every third Russian user has his own internet wallet. Electronic payment systems have become very popular lately, so you shouldnt wait for someone to tell you how wonderful it is to work with electronic money. You need to act. In fact, getting yourself an electronic wallet is not so difficult, it is enough to get acquainted with the list of electronic payment systems operating in Russia, choose the appropriate option and register. Lets consider how best to do this and which payment system to choose.

 

How do you create an online wallet?

In principle, everything is quite simple. There are several electronic payment systems that offer their services, but each has a list of its unique capabilities that you should know. What is an Internet wallet from the point of view of an ordinary user? This is the place where your money is stored, like on a bank card, but on the Internet. That is, the money is on some kind of server (hosting) and is available for use at any time convenient for you. E-wallets, although slightly, still differ from bank accounts and cards, since they have their own advantages and perform slightly different tasks.

To understand whether it is necessary to create a virtual storage for money at all, it is worth considering the possibilities that electronic wallets offer today:

  • Cashless payments in most online stores in Russia and the CIS countries.
  • Deposit and withdrawal of funds with minimal commissions.
  • Instant payment for housing and communal services, Internet, mobile and communications and more. The list is very long.
  • Security of transactions.
  • Currency conversion.
  • Getting money on credit.

In order to create an Internet wallet, you do not need to know a lot, just use the instructions provided on the website of each payment system. The registration process is simple and does not require any special knowledge.

First, we select an electronic payment resource. Then we go through the registration, entering our personal information (IFO, TIN code, email address and mobile phone number). For most payment systems, this is quite enough. A regular internet wallet is ready. Why normal? Because there are also levels of identification, passports and other ways to increase the value and capabilities of your e-wallet.

Where to create an internet wallet?

There are actually more than enough places where you can create an electronic wallet today. There are many payment systems, both Russian and foreign, but only a few of them can offer favorable conditions and high-quality service. We have found out what an Internet wallet is, now we will consider the most famous and frequently used payment systems.

 

"Webmoney"

Needless to say, this payment system is the best in Russia? Hardly. It is the best of the best, as evidenced by the number of active users (about 6.3 million). Everyone who is at least somehow familiar with electronic payment systems has heard the name " Webmoney ".

What does it take to become a client of the largest payment system in Russia? A little: have a passport, TIN code and a mobile phone, the number of which will subsequently be automatically linked to your account. When registering, be sure to indicate real personal information, as it will then be needed to increase the level of access to the system.

After entering the data, you must confirm the registration using your email address (you will receive a letter with a confirmation code) and a phone number (there will also be a code in the SMS message). It remains only to create a wallet in the desired currency.

To create an Internet wallet in the Webmoney system, as we have already seen, is not difficult. But upon registration, the user receives a "pseudonym certificate", which has a number of restrictions: the balance on the wallet is not more than 15 thousand rubles, the daily transaction amount is 3 thousand rubles, withdrawal of funds to a debit card or current bank account is impossible. Naturally, it is impossible to work normally under such restrictions, therefore it is worth issuing a "formal certificate", which removes some limits and opens up certain opportunities.

"Formal", like "personal" certificate, opens simply. It is enough to send scans of the main documents to the specified address: TIN-code and passport. If you are a legal entity or are engaged in business activities, it will be appropriate to provide a copy of the documents confirming your status. Documentation check lasts no more than a day, after which you can use your Internet wallet.

"Qiwi"

The resource of electronic payments "Qiwi" ranks second in popularity in the market of virtual payment systems. The peculiarity of the Qiwi system is that the rate was made on closer contact with customers. Throughout Russia and the countries of the post-Soviet space, branded terminals are located that help people pay bills, withdraw cash and use other features of the system, of which, by the way, there are a lot.

The procedure for creating an Internet wallet in the Qiwi system is the same as in Webmoney. The registration process is simple. Interestingly, the system offers insignificant commission for small transactions, but in other cases, the percentage for financial transactions will be quite high (3-5%).

PayPal

Despite the fact that PayPal is a foreign payment system, Russian users are actively interested in its capabilities in relation to our country. It should be said right away that direct withdrawal of funds to the accounts of Russian banks is not yet supported, but you can make a Western Union transfer service card (Pay Card), which allows you to withdraw money to a bank in any country.

To create an Internet wallet on PayPal, you just need to go through the standard registration and provide your personal data, otherwise the system will recognize you as a private user and impose significant restrictions on financial transactions.

 

Our online exchanger currently does not work with Paypal, like many services in the CIS.