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Main page  |  FAQ  |  Why is it better to link your card in the payment system?

Why is it better to link your card in the payment system?

2016-06-11 00:00:00

The invention of electronic money can be called a real sensation, they have significantly expanded the functions of conventional monetary units. To carry out transactions with their use, electronic payment systems were created. A new kind of remote work - freelancing is unthinkable without them. An example of this is the relationship between an employer from one state and a performer from another. And with such systems as WebMoney , Qiwi and many others, you can transfer money in any currency, which is the equivalent of the country where the subjects of financial relations live.

The recipient of the virtual currency must be able to withdraw this money in order to use it for its intended purpose. After all, the title units of various money transfer systems, despite the real cost, have no material embodiment. You can spend them online, but often, many users prefer to convert to traditional fiduciary currencies.

There are several ways to do this, one of which is linking a bank card to a payment system. This allows you to withdraw your funds within days, minutes, or instantly. It is not difficult to cope with such a procedure, because each service has a detailed explanation of how to link a card to electronic money.

 

Link a card to electronic money: fears are unjustified

One of the main reasons for novice e-wallet users who see this as a big problem lies in their undue fear. This is due to ignorance and inexperience. Modern life demands its own, you need to overcome fear, believe in yourself and in innovations. This is the only way to avoid many problems that lie on the surface and can be easily eliminated. The user understands that electronic money is necessary for payments for purchases in online stores, purchasing tickets, paying for services. But if you need cash for other needs not related to cashless payments within the electronic system, they must be withdrawn. Naturally, you cannot do without linking the card to electronic money. The system itself, the user of which is the client, will tell you how to do this.

 

Link the card to the payment system - solve the security problem

Not all users are confident in the reliable safety of their virtual accounts and the security of transactions. Many doubt this and are deprived of peace, worrying about the fate of their money. However, if you link the card to electronic money, he can fully expect that the system will protect his account from possible hacker attacks. Now the banking institution takes responsibility for the safe execution of transactions, because it shaves commissions for its services. The user can count on double protection from the payment system and the bank.

When money is transferred to a bank card, the system automatically creates a template with its details. This prevents mistakes, the user does not have to indicate the card number every time. Here a mistake is excluded, and the translation will always arrive as intended.

When performing functions with a bank card, a mandatory SMS confirmation is made, without which the transaction cannot continue. This has a positive effect on the security of the money transfer and is a reliable custodian of funds on the wallet and card.

 

How many and which cards can be linked to an e-wallet?

Each service has its own requirements. For example, in Yandex.Money, you can link not one card to a payment system, but five. One of them will be the main one. A maximum of monetary transactions will pass through it. By the way, you can enable auto payment mode for it. It is very convenient, because it saves time, and the client will not suffer from his forgetfulness to make the necessary transaction.

The last word is for the user himself, how many cards he needs to have attached, but in accordance with the capabilities of the service.

What types of cards can be involved in linking a card to electronic money? First of all, these are Visa , Electron, MasterCard and Maestro. Those who wish to attach a card of another country can do this online, but they will have some restrictions on the volume and number of transactions.

Yandex.Money users who have a payment card of this service do not need to link this card to electronic money, it is already an integral part of it. Only cards of banking institutions are attached.

Whether all types of cards are suitable for this process is of course not. Each service has information that clarifies all the nuances associated with the binding. In addition to the types of cards listed above, you can use others, but first of all, you need to check whether it has all the necessary elements. To do this, you can call the hotline or open the official website of the bank and find out all the necessary information. If all this is taken into account, then linking the card to electronic money will not cause any difficulties. Otherwise, an error will be reported and the operation will fail.

Can I unlink the card to the payment system?

The easiest and fastest way is when the operation is not yet complete. If the user changes his mind, he does not confirm it and the link is automatically canceled within 24 hours.

The client can make a decision and change his mind after a while. Since he knows how to link the card to the payment system, then he can also cancel. To do this, you need to go to the corresponding page of the service website and do some simple options.

Sometimes users panic if they have expired the attached card. There is no reason for this. All in all, the old card is unlinked to electronic money and a new one is attached.

Its safe to say that attaching a card to an electronic wallet is a very useful operation. It not only strengthens the security system, but also facilitates many user actions, simplifies them and significantly saves time. Integration of electronic money to a card and vice versa creates a lot of convenience for a person, this is the main advantage of linking.