2016-07-05 00:00:00:
[email protected] electronic payment server is the brainchild of the huge Mail.Ru corporation. The Go.mail.ru system includes various services (including paid ones), so it is not surprising that the company's management decided to create its own payment site, through which you can make financial transactions online.
[email protected] started functioning in 2009. Initially, the EPS was tasked with providing financial services to clients of the Mail.Ru IT company (and there are several tens of millions of them).
Tariffs for [email protected]
The payment was intended for transactions in virtual mode. It was from this that the administration of the service proceeded when it developed the tariff scale.
For example, if a user replenishes the balance of the system's electronic wallet, then he will not have to pay a commission fee. Free payments are also made for purchases purchased in online stores, as well as for services provided by Internet organizations (payment for mobile telephony, purchase of domains and hosting, transferring money to accounts on entertainment sites and virtual gambling clubs, etc.).
But you will have to pay for the money transfer service: intrasystem transfers will cost 0.5% of the total amount, and withdrawing funds from [email protected] costs 5% of the transfer amount.
Bonus programs
This payment system is perfect for people who use the paid services of the Mail.Ru portal. The system provides incentive programs. For example, by paying for services through EPS, users can earn bonuses from [email protected], which can later be exchanged for online games and more. In addition, the payment system provides an opportunity to pay for goods in virtual outlets with cryptocurrency (electronic banknotes). If desired, the client can issue an electronic payment card and link it to other online payment systems.
How to register on [email protected]
To become a payment client, a person must open an e-mail box on the Mail.Ru server . Next, entering the mail, you need to follow the link Money.mail.ru and press the "Open e-wallet" button. The system will ask you to verify the correctness of personal data (date of birth, e-address, Russian citizenship) and confirm that they are real. To withdraw funds from the payment, you will need to upload scanned pages of your passport and identification code.
Press the "Open Wallet" button. Congratulations! You have become the owner of an electronic account in the [email protected] payment system . The process of opening a wallet is simple and does not take much time. The interface of the site is intuitive: people with minimal computer and Internet skills will be able to understand it.
Linking a payment card to an account in the [email protected] system
You can replenish the balance through the Svyaznoy or Qiwi terminals, as well as using a bank card. The second option for depositing money into the account will be possible only if the bank card is linked to [email protected] . To link a payment document to an e-wallet, you need to perform the following steps.
- Press the "Deposit with a bank card" button.
- Click the "Enter card data" button and enter the details of the payment document in the special fields. The system will also require a cell phone number: one-time access passwords and notifications of completed transactions will be sent to it.
- Some amount stored on the card account will be blocked (a report message will be sent to the phone).
- Next, you need to enter the last 3 numbers from the number placed on the back of the card, the blocked amount and a one-time code (it comes automatically to your mobile phone).
Financial security in the payment system [email protected]
The user can get into his personal account only after he enters his login and password. Every time a system participant wants to view their account balance, transaction history, etc., the system will require them to enter a secret password. At the same time, the code that is used to enter the payment system should not be identical to the password for entering the mail service.
Experts recommend using complex passwords that consist of at least 6 numbers and letters. It is not recommended to use easily recognizable passwords, such as phone number, date of birth, etc.
To minimize the possibility of fraud, you should use the online keyboard (characters typed on a regular keyboard are very easy to read).
account settings
If a client notices something wrong (for example, a leak of confidential information), he will be able to change the settings, including the payment password. To enhance security, you can enter IP addresses from which access to your account will be allowed.
The user can link a mobile phone to his profile in the system. This is a useful action, especially in cases where access data is suddenly lost: payment passwords are easy to recover via a mobile phone.
In the "Settings" section, there is another option - "High five!". Having gained access to it, the user can place this button on his site. The function of the key is to collect donations: by clicking on the button, site visitors send a certain amount to the account of the portal owner or a third-party user.
Clients of the system can set up their profile in such a way that they receive notifications if the account has been hacked (for example, an attempt was made to change payment passwords or changes occurred in the wallet balance). Members of the system can view the history of transactions.
Depositing funds to an electronic wallet in [email protected]
The system provides many options for replenishing electronic accounts (most of them are completely free). The client can choose the most convenient way.
- Replenishment via bank cards (commission will be 0%).
- Depositing funds through online banking, for example, Alfa-Click and others (commission - 0%).
- Bank transfers (without invoicing).
- Replenishment through mobile operators: Euroset and others (commission - 0%).
- Entering money through payment terminals: Qiwi, Sberbank, Svyaznoy.
- Payments using mobile phones: mobile operator "Beeline".
Using the [email protected] system , you can pay for goods and services provided on the Global Web. To do this, click on the "Pay" button and follow the detailed instructions.
Withdrawing money from the electronic payment system
are four ways to withdraw funds from the [email protected] system.
- To a bank account. It provides for repayment of debts on loans, replenishment of deposit and current accounts, as well as operations related to bank money transfers to the accounts of companies and organizations.
- Transfers to bank cards.
- Transfer of finances to an e-mail, which is registered on the [email protected] server .
- Internal transfers.
What opportunities does EPS [email protected] provide?
The system provides its users with additional features. For example, a client can connect his website or virtual store to a payment system and directly receive payment from buyers.
There are several ways to receive payment. The choice of method depends on the specifics of the Internet organization and the technical capabilities of the site. You can place an html -form or issue payment invoices to buyers directly in the [email protected] system.
In this electronic payment system, you can open a virtual card and replenish it through the server. This document allows you to pay for purchases in all virtual outlets that work with the Visa system.
[email protected] signed a cooperation agreement with Pinkoff Bank. In the near future, payment documents from two financial companies will be presented to customers of the payment system : [email protected] and Pinckoff Bank. And with such a card you can pay not only for the services of Internet organizations, but also for purchases purchased in a regular supermarket or shopping center.
The mobile application “From card to card” is especially popular among the participants of the system. It allows you to transfer funds to different bank accounts anytime, anywhere. The commission will be 1.3% of the transfer amount. To make payments, you need a smartphone and Internet access. Financial transactions are completed in a matter of minutes, while there is no need to go to the bank and stand in lines.