IntellectMoney

2016-07-14 00:00:00:

Today, online commerce is becoming increasingly important. This type of pasture trading is convenient for both sellers and buyers. The banking sector does not lag behind in its development: many financial organizations are introducing the latest technologies, for example, Internet banking or mobile banking, which allow you to pay for purchases and make money transfers via the Internet.

Electronic payment systems appear on the World Wide Web, providing a full range of banking functions. One of them is the IntellectMoney system . In its work, the service uses modern technologies, providing users with comfort and high speed of financial transactions. The employees of the payment system have developed their own payment and discount system, which opens up wide opportunities for customers.

The creators of the company set themselves the goal of organizing a safe and universal financial environment that can satisfy the needs of users by 100%.

EPS IntellectMoney partners are large banking structures, trade organizations, electronic payment operators and other enterprises.

The scheme of the payment system

To get access to all payment options, you need to register on the official website of the company www.intellectmoney.ru. Registration will give the right to participate in the discount program and receive discounts when paying for goods and services.

The discount card is issued free of charge. By presenting the document, the cardholder can receive a discount of up to 50%. The card is accepted in stores and social facilities that cooperate with the IntellectMoney service . The money received at a discount is transferred to an electronic account opened in the payment system. They can be used to pay for other purchases, sent to friends or relatives, transferred to a card account, or withdrawn in cash from an ATM.

The funds saved on discounts can be used by the user at his own discretion. This feature distinguishes the discount system from the bonus system, in which bonuses are credited to the cardholder's account. Bonuses can only be exchanged for goods or services presented in the catalog. But the discount program completely "unties the hands" of customers. Using the accumulated money, the cardholder can:

• purchase goods in virtual stores;
• pay for services;
• make money transfers;
• withdraw funds and withdraw cash.

If the accumulated funds are not enough to purchase the goods, then you can replenish the electronic wallet through payment terminals, at a bank branch, by money transfer or from a bank card.

Types of electronic accounts

IntellectMoney service offers a wide range of services to its users. There are two types of accounts available in the system. Each of them implies certain possibilities.

Personal account.

Holders of a "Personal" account can:

• replenish the electronic wallet in various ways;
• pay for the services of public utilities, cellular telephony operators, Internet and TV providers, and so on;
• make money transfers;
• pay for goods purchased in virtual trade organizations;
• participate in promotions and special offers;
• receive funds accumulated as a result of using discount cards.

Business account

Electronic wallet "Business" is suitable for owners of online outlets. They can connect their store to IntellectMoney EPS .

Connecting an online store is free of charge. There is also no subscription fee.

Payment takes care of the comfort of its users and provides them with complete freedom of action. Buyers can pay for the purchase at their convenience. The following payment methods are available:

• MasterCard and VISA payment cards ;
• terminals;
• payment service "Contact";
• Money transfers;
• cryptocurrency ;
• cash.

IntellectMoney offers its clients a partnership on favorable terms: flexible rates and a minimum amount of commission fees. Accounts are equipped with all the necessary options for e-commerce. In your personal account, you can view the history of financial transactions, manage accounts, and more.

Funds from the Business e-wallet are withdrawn within 3 days. There are no limits on amounts. If desired, the client can set up the automatic withdrawal of funds and regularly receive money to a bank account or payment card.

The IntellectMoney system provides for the preparation of financial documents, for example, accounting reports.

Account replenishment methods in the IntellectMoney system

There are many options for replenishing electronic wallets in the system. The client can choose the most profitable and convenient.

1. Automatic replenishment. Money is sent to the account automatically. The balance is replenished at the expense of funds accumulated as a result of the discount system.
2. Bank card. You can pay for goods and services using a payment card. For this, there is no need to transfer funds to the electronic account of the system. You just need to link a bank document to the service and activate it. You are allowed to add 3 cards. When paying for a purchase, you can choose one of them.
3. Self-service terminals. This is a profitable way to replenish the balance in the IntellectMoney system : money is received instantly, and the commission fee is very small. Terminals of such companies are available: Orange, Eleksnet , NOVOPLAT, Delta Telecom and others. Payment terminals are available 24 hours a day. They can be found in the supermarket, shopping and entertainment center and other public places.
4. Replenishment of the e-wallet through the bank. It is also possible to transfer funds to an electronic account opened in the IntellectMoney payment system through many banks operating in the territory of the Russian Federation, for example, Sberbank. Funds will be credited to the wallet within 2-5 days. To deposit money, you must fill out the receipt form, put a tick in front of the “Account replenishment” column and hand it over to the cashier.
5. virtual banks. Depositing funds to the IntellectMoney wallet via online banking is very convenient. In this case, you do not need to go to a bank branch, fill out documents and stand in lines. The whole procedure is carried out at a home or work computer, you only need to have access to an account in a virtual bank.
6. Translation systems. You can replenish your account balance or pay for a purchase using money transfer systems. To do this, you need to contact the payment acceptance point. Money is credited within 1 business day.
7. EPS. Using the services of popular electronic payment systems, you can also transfer funds to the IntellectMoney service .
8. ATMs. Through ATMs, the account is replenished in two ways: with a plastic card or with "live" money.

IntellectMoney discount cards

IntellectMoney service issues several types of discount cards. They differ from each other in terms of use and the size of discounts.

Standard card. Cardholders can take advantage of discounts on goods and services. The document is accepted in shops and social institutions (beauty salons, restaurants, etc.). The savings will be credited to the customer's e-account. The user can dispose of them at his own discretion. The card is provided free of charge.

Card "Virtual". This document has no material carrier. It is made online. To receive discounts, the card can be printed using a regular printer.

Golden card. This card provides its owner with the maximum percentage of discounts. It is equipped with a smart chip, so the card can be used to pay for public transport services.

The company has issued several cards together with its partners.

Card "Student Moscow". This document was prepared with the participation of the Moscow Financial and Industrial Academy. The card allows young people to purchase educational literature and stationery at a minimal cost. With the help of the document, you can pay tuition fees, purchase tickets for various events, and more. The document can also be used as a pass to enter the buildings of the educational institution.

INTERSPORT. This card provides discounts for the purchase of goods in the store of the same name.

Financial security of system clients

Accounts and confidential information of users are under reliable protection. The risk of unauthorized entry into the client's account is minimized thanks to a multi-level security system. Each of the IntellectMoney payment services is closely monitored. All data passes through the SSL 3.0/TLS 1.0 (128bit) encryption program, and only then is transmitted to other Internet sites.

To enter the personal account, the user must enter a password. You can not do without secret codes and during payments. This system helps to prevent fraudulent transactions.

Profile owners can provide additional protection by disallowing access to their account from someone else's computer. By monitoring transactions, you can notice the actions of scammers in time and report this to the customer support center. The site administration will take measures to activate the work of the security service.