MTS Bank

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2016-06-15 00:00:00:


The name MTS and the logo in the form of an egg on a red background are associated by most people with a company that specializes in providing cellular services, as well as high-speed Internet communications. "MTS Bank" and telephony operator "MTS" are part of the same structure.

 

Financial network "MTS"

What is MTS Bank? This is a full-fledged financial organization with its own offices, branches and retail outlets that operate in almost all regions of Russia and in some neighboring countries. The company develops independently and dynamically. The bank is of federal importance and is considered one of the largest banking organizations.

The enterprise started operating in 1993. The main stakes in the company are owned by PJSC MTS and AFK Sistema. The activity of the bank is authorized by permits, including the General License of the Bank of Russia for conducting financial transactions. MTS Bank also participates in the depositors' savings insurance program.

MTS has a wide network of subsidiaries. The company's branches are spread over the territory of 42 regions of the Russian Federation: the offices of this financial organization operate in 77 cities.

 

"MTS Bank": it's easy to manage accounts

MTS Bank offers its customers to use high-tech online services that allow not only to quickly and safely carry out various financial procedures, but also to control the status of accounts.

 

"MTS Bank Online"

Using the MTS Bank Online service, users can manage funds from a home computer or mobile device. Mobile applications are designed for Windows operating systems Phone , iOS , as well as Android .

What opportunities does Internet banking from MTS open?

  1. Clients can receive complete information on card accounts, deposits, deposits and loans.
  2. It is allowed to transfer funds to the accounts of other users of MTS Bank, as well as to wallets opened in third-party financial institutions.
  3. In the online bank, you can pay off debts on loans, replenish deposit and card accounts.
  4. Customers have the opportunity to independently block or unblock their cards.
  5. In virtual mode, you can make payments for telephony services, Internet providers , satellite and cable TV, pay for a communal apartment, and also transfer money to accounts opened in electronic payment systems.
  6. The navigation system of the service allows you to find the nearest bank branches and ATMs.
  7. In online banking, you can also learn about promotions, discounts and great offers, as well as view company news.

Tariff plans

Intrasystem transfers are free of charge.

Clients who have open payroll accounts freely transfer money to accounts of third-party banks. The commission is 10 rubles. Other users pay a commission of 0.3% (but not less than 20 and not more than 150 rubles).

You can connect an Internet bank from MTS at any branch of the company or at an ATM. But for this you need to be a client of the bank.

 

Private banking

Private Banking provides the company's clients with unique opportunities:

  • premium payment cards;
  • favorable interest rates on loans and deposits;
  • access to international financial transactions;
  • exclusive offers;
  • counseling.

Each client is assigned a manager who will help to understand the bank's products and choose the best solution. You can also resort to the help of a professional for effective account management. A personal manager is a connecting thread between the interests of the client and MTS Bank.

Private Banking is confidentiality, comfort and mutual trust.

 

Payment cards "MTS Bank"

MTS Bank provides its customers with several types of cards: 5 plastic payment documents and 1 virtual one. Each of the cards has its own characteristics and advantageous offers.

  1. Card "MTS Bank" "Student" is issued to citizens of Russia 18-24 years of age. Paying for purchases with this document, the user receives 3% of the amount spent on his account in the first 90 days after opening the card and 1.5% after 3 months. The document is issued free of charge.
  2. "Gift" card is the perfect answer to the question: "What to give to a loved one?". The document is issued in an original gift envelope. You can transfer an amount from 1 to 15 thousand rubles to the card account. Using the card, you can make cashless payments in shopping centers, beauty salons, restaurants, etc. (including online stores). The document is valid for a year. For its registration you need to pay 50 rubles.
  3. With this card, Russian citizens calmly travel abroad. Funds in foreign currency can be credited to her account. Money can be withdrawn from an ATM in any country. This document can also be used to pay for services provided in virtual services. There are no additional commission fees.
  4. Credit card Cash-Back allows you to take a loan in the amount of up to 400 thousand rubles. The interest rate fluctuates between 24-29%. Within 50 days, credit funds can be used interest-free.
  5. The bank provides the MTS Money card to all its customers. This is a universal payment document that allows you to receive additional income from interest on the balance of the amount. It can be used to pay for goods and services both in real life and on the Internet. In addition, cardholders are automatically members of the MTS Bonus programs (there are points on the bonus account that can be exchanged for goods).
  6. The virtual card is popular among customers who often use the services of online stores. It can be used to pay for the services of transport companies, pay for the use of social networks or for online games, pay for utilities, television, a mobile operator, traffic police fines, and more.

 

Credit projects

MTS Bank offers 2 loan projects.

  1. Consumer loans for clients with open payroll accounts are issued to people aged 18-68. The amount fluctuates between 20 thousand - 3 million rubles. A loan can be taken for a period of 1 year (15% rate) to 5 years (17% rate).
  2. The bank offers special conditions to customers with an impeccable credit history. The loan amount is 15-600 thousand rubles. The term for which you can take a loan is from 1 to 5 years. Favorable rates and convenient loan repayment terms make this type of lending the most popular among users.

 

Profitable investment of money

"MTS Bank" provides customers with the opportunity to earn on interest on deposits. The company offers 8 profitable programs.

  1. With the deposit "MTS Profitable" you can get the maximum earnings. Interest is paid at the end of the term of the deposit. Until this moment, it is impossible to replenish and withdraw money from the account.
  2. The MTS Active deposit allows you to withdraw and replenish funds. Interest is paid every month.
  3. In "MTS Free" it is also allowed to replenish and withdraw money. Customers will also like regular interest payments.
  4. The “Available” deposit belongs to the category of accumulative. You can deposit and withdraw funds. Interest is paid every month.
  5. The MTS Multicurrency account allows you to convert money without the risk of incurring a loss as a result of sharp fluctuations in the foreign exchange market.
  6. "MTS Pension" is a deposit with the possibility of replenishment and monthly income from interest.
  7. The deposit "Premium to the rate" assumes the highest interest rates. You can open it online.
  8. "MTS Premium" is popular among wealthy clients. Funds on the account can be replenished and withdrawn. Interest is paid every month.