PayAnyWay
2016-07-16 00:00:00:
PayAnyWay is a universal electronic payment service that belongs to non-banking financial institutions. The company's clients have a wide range of opportunities. The system provides 24 methods, using which you can make payments for goods and services. The sphere of influence of the payment system has spread far beyond the borders of Russia: the service is successfully operating in 178 states. EPS is a subsidiary of the financial organization " Moneta.Ru ".
PayAnyWay services are used by legal entities (large companies, representatives of medium and small businesses) and ordinary citizens.
The main advantages of the payment system
By registering on the official website of the payment system (payanyway.ru), customers can be sure that they pay only for those transactions that were actually carried out. Many system options are free. Users do not pay for:
- registration;
- adding a trading company;
- account maintenance;
- opening a checking account.
No commission fee is charged when receiving payments. There is also no fixed fee for e-services.
Tariff plans
The tariffs provided for in the payment are quite affordable for different categories of users. For example, for money transfers via bank cards, the client will pay 1.8%, using online banking will cost 2.9%, the cost of mobile operators' services is 2.9%, when transferring funds in cryptocurrency, you will have to pay 2.5%. The cheapest money transfer option is a payment terminal: the commission will be only 1% of the total payment amount.
Connecting a virtual store to the PayAnyWay system
To accept payments from buyers through the PayAnyWay service, you need to connect the trading site to the company's server. The PayAnyWay payment system does not require any documents from the owners of outlets. All that needs to be presented is a statement of agreement to cooperate. The original of this document must be submitted within 1 month from the date of registration.
To connect a store, you need to follow a few steps.
Action 1. Before the registration procedure, the administration of the payment service recommends that you familiarize yourself with the tariff scale and the terms of the cooperation agreement.
Step 2. Next, you need to fill out a registration form, which will require you to provide some personal data.
Action 3. After filling out the application, the system redirects the user to the account. Here you need to provide information about the trading company.
Action 4. The client must independently check whether the store meets the requirements that the system imposes on shopping sites.
Step 5. At this stage, you should synchronize the operation of the store with the PayAnyWay service. To do this, you need to use the settings and the ready-made module.
Security in PayAnyWay payment
All financial procedures carried out through the PayAnyWay server are subject to fraud monitoring. The security of the site meets international standards adopted for electronic payment systems. To protect payments made by bank cards, modern 3D-Secure and SecureCode programs are used.
User accounts are protected by a two-level authorization system. To get into the personal account, a system member must enter a login and password + a one-time code (comes to a mobile phone). Login information will also be required when making payment transactions.
Financial reports and payment transaction statistics
In the work of the online store, much attention is paid to reporting documentation. Using the PayAnyWay service, you can create a detailed financial report, view transaction history and receive regular notifications about transactions.
To compile reports, you can use ready-made templates, the format of which will be convenient and understandable for both the author of the document and the auditor.
Financial management
Store owners can issue invoices to their customers by sending notifications to e-mail or mobile phone. The option of transferring fees to a payment card is especially popular. This is useful in cases where you need to return the money to the client. For example, funds have already been transferred to the account of a trading company, but there are no goods in the warehouse.
With regular payments, you can use templates and automatic mode. This method is especially convenient if the store provides subscription-based services. However, the consent of the customers is required here.
For regular customers, you can connect the option "Fill in payment details". This will free the client from the tedious work associated with entering details and personal information, and greatly simplify the payment process. The option is completely secure as the data will be encrypted.
In the PayAnyWay payment system, transactions with holding can be carried out, providing for the blocking of the required amount on the client's account. This type of payment is often used when booking hotel rooms and tickets for passenger transport.
Opportunities for buyers: payments using bank cards
The PayAnyWay service allows you to pay for goods and services through payment cards issued by various banks. To make a payment, you must follow the step-by-step instructions.
1 step. Press the "Payment options" button and select "Bank card" from the pop-up list. The system will require you to enter the details of the payment document (card account number, card expiration date and a four-digit code).
Next, you must specify contact information (e-address or cell phone number). This is necessary in order to receive notifications about the status of the payment. Information about the transaction can also be viewed in the Moneta.Ru service. To do this, you must specify the e-mail that was used to register in this payment. Then click the "Pay" button.
2 step. Often, cardholders are redirected to the website of the banking organization that is the issuer of the payment document in order to confirm the payment.
3 step. You need to decide on the option to confirm the financial transaction (for example, using a notification on your mobile phone) and enter a one-time code. Payment completed. The money will be credited to the recipient's account within a few minutes.
Making payments with cryptocurrency
PayAnyWay has received positive feedback from users for its high quality of service and versatility. In addition to the fact that the system is equipped with rich functionality, various types of currencies are also used here. If desired, the client can pay with fiat money or cryptocurrency. Payment cooperates with large EPS: " Yandex.Money ", "Moneta.Ru", WebMoney, QIWI Wallet, Alipay. To apply different payment options, users do not need to open multiple accounts: all payment transactions are carried out in one interface.
Algorithm for making payments through third-party electronic payment systems
Having decided to pay for the purchase through Yandex.Money or another EPS, the user must be sure that the service he has chosen already has an e-wallet registered in his name with an amount sufficient for payment. The algorithm for making a payment consists of several steps.
Action 1. Go to the "Electronic money" category and select a payment service from the drop-down list. The system will ask you to enter the mobile phone number that was used when registering in the payment. Press the "Continue" key.
Action 2. Click the "Pay" button and you will be redirected to the site of the selected electronic system.
Step 3. To gain access to your account, you must enter your login and secret password.
Step 4. Open the payment section and press the "View" button. In the pop-up list, find the account "Moneta.Ru" and click "Pay".
Step 5. Confirm the payment by entering the one-time password. Operation completed successfully.
Offline payment
The PayAnyWay service allows you to make payments in real time. To do this, you can use several options:
- salons of mobile operators "Svyaznoy" and "Euroset";
- self-service terminals of financial organizations Moscow Credit Bank, Eleksnet, Forward Mobile;
- payment system of regional significance "City";
- service "Oplata.Ru".
Payment provides its customers with a money transfer service. You can send funds to your relatives or friends by contacting a branch of any bank, the state postal service or a payment acceptance point of the Contact system.