Rapida

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2016-06-29 00:00:00:


What is Rapid ?

Rapida is a non-banking organization that specializes in lending to individuals and legal entities and providing services related to instant payments. The company was founded in 2001. The activity of the organization is sanctioned by the license of the Central Bank of the Russian Federation. This document allows the company to carry out various financial transactions and guarantees complete security for customers' savings.

The success of the financial structure is due to a transparent settlement system, favorable tariff plans and the latest technologies, thanks to which payments are made without delays and failures.

The processing center is directly connected to the billing systems of those organizations that receive the payment. With this technology, it takes only 1-2 seconds to conduct a financial transaction.

The geographical expansion of Rapida 's financial structure has spread to almost all regions of the Russian Federation. The points where the company accepts payments are found in the salons of mobile operators, in home appliance stores, and so on. You can also make a payment at an ATM or terminal, as well as via a cell phone. In total, the network includes about 100 thousand branches and departments.

For the comfort of users, the company's employees have developed Rapida online . This service allows you to pay for goods and services from your home computer.

The company has entered into a cooperation agreement with the Russian postal service, retail outlets, many social service enterprises, public utilities, mobile operators, providers, and more. Rapida cooperates with large banking organizations (both domestic and foreign).

 

Services

The Rapida system provides users with a wide range of services.

  1. Online wallets. Electronic wallets are becoming more and more popular: they are easy, convenient and safe to use. With the help of an e-account, you can pay for a purchase or service, top up your mobile phone balance, and even pay off credit debt. At the same time, you do not need to go to the bank, stand in huge queues and fill out a pile of receipts. You can conduct financial transactions in a comfortable chair from your home computer online.

Naturally, there must be money on the electronic account. You can top up your e-wallet through Rapida payment: terminals, retail outlets, Rapida Internet banking online .

  1. Paying utility bills. With Rapida , you can also pay for the services of public utilities (electricity, water, gas, heat). Funds are transferred to current accounts instantly. Payment is made in terminals or bank cash desks or in virtual mode.
  2. Buying train or plane tickets; purchase of travel vouchers. With Rapida it is convenient to buy tickets for railway and air transport. This can be done through the Svyaznoy and Euroset salons, as well as through the branches of the Leader payment system. This will save time.

Using the services of Rapida , you can also pay for the services of travel companies (purchasing tours, booking hotel rooms, etc.).

  1. Replenishment of mobile phone balance. The Rapida payment system is in partnership with major mobile operators such as MTS, Beeline, MegaFon and others. Clients of the company can transfer funds to their mobile phone. You can do this in various ways:
  • using a payment terminal;
  • through an ATM or bank cash desk;
  • in mobile communication stores " Banzai ", "Evroset" or in stores of household appliances (for example, " Positronics ", "Tekhnika" and others);
  • in virtual mode.

Through Rapida , not only citizens of Russia, but also residents of neighboring countries can replenish the balance of their mobile phone.

  1. Payment of traffic fines. The possibilities of the payment system are so wide that they allow you to pay even traffic police fines (this service is not available in all banks). The operation is fast and simple. There are several ways to pay a fee: online, through terminals and through the cash desks of stores. In all cases, you must have a resolution on the fine and the details of the recipient.

 

Making payments on loans

Through Rapida you can repay your loan debt. This is a convenient payment method: you do not need to go to the branch of the creditor bank and fill out a bunch of documents.

You can pay loans:

  • through the postal service (commission fee will be 1.9%, but not less than 50 rubles);
  • at an ATM or cash desk of a banking organization that is a partner of this payment system (1%, but not less than 50 rubles);
  • in communication salons;
  • in the stores " Technosila ", "Eldorado" and others;
  • via Western system Union (commission 3%, but not less than 100 rubles);
  • Rapida internet banking online .

The payment is made instantly: within a few seconds, the money will be credited to the bank account. If desired, customers can check the status of the payment.

Repaying loans through the Rapida system has certain advantages.

  1. Comfort. Rapida has over 100,000 payment acceptance points. To pay a fee, you just need to contact the cashier and provide him with the necessary details.
  2. Rapidity. There are practically no queues in the branches of the payment system, and it will take a couple of minutes to process the payment.
  3. Safety. All payment data is transmitted through secure channels, and the likelihood that the system will fail is reduced to zero.

 

Money transfer operations

With Rapida you can also make money transfers. Operations are fast and simple. Customers will also be pleased with low commission fees.

Such popular systems as Anelik , Bystraya Pochta, Unistream , Lider signed a partnership agreement with Rapida . These payment systems have a developed network of branches that operate both in Russia and in the post-Soviet countries.

When transferring money to a person living in the territory of the Russian Federation, the client will pay a commission of 1.5-1.6%. If the transfer crosses the border of Russia, then the commission will be 1.5-2%.

To transfer money, you need to contact one of the Rapida payment acceptance points . Based on the client's data (recipient's country, type of currency, full name of the addressee), the operator will create a transfer template. If it becomes necessary to repeat the operation, the client will need to name the transfer number and transfer a certain amount to the cashier. The number of templates is unlimited.

When making a transfer, you do not need to specify the address of the recipient. The recipient will be able to receive the money at any point of the Rapida system .

There are restrictions on the amount of transfers. The client can send no more than 150 thousand rubles / 5 thousand dollars / 3 thousand euros. If the transfer is made through Eldorado stores, then larger amounts can be transferred: 500 thousand rubles / 15 thousand dollars / 12 thousand euros. When sending more than 15 thousand rubles, the payer must present an identity document.

 

Card "Rapida-Lukoil"

Rapida offers its customers a Rapida-Lukoil plastic card. This payment document combined the advantages of Lukoil and MasterCard payments . The main feature of the card is free service.

Features of the Rapida-Lukoil bank card:

  • when paying with a card at Lukoil gas stations, customers receive bonus points, which can then be exchanged for goods and services of this company;
  • thanks to innovative Master Card technology Pay Pass cardholders can pay with one touch;
  • the document allows you to withdraw cash in any country in the world.

How are points accumulated?

When buying Lukoil products, the client receives 1 point for every 50 rubles. When buying other goods, 1 point is counted for every 100 rubles. Having accumulated points, you can purchase any of the products of TM "Lukoil" (1 point is equivalent to 1 ruble).

The algorithm for obtaining a prepaid card "Rapida-Lukoil"

The document can be purchased at the gas station of the Lukoil company. The card comes with a form that you need to fill out. The completed form must be handed over to the operator (he will identify the document). After a while, a message about card activation will be sent to the mobile phone.

You can top up your balance:

  • in cash (at Lukoil cash desks, ATMs and terminals, points of acceptance of payments of the Rapida system );
  • by bank transfer (transfer from one card to another).

 

Rapida Virtual Card

The payment system issues virtual prepaid payment documents VISA/ MasterCard . They can pay for goods purchased on the World Wide Web.

These are ruble cards on which you can store up to 15 thousand. The document opens for 3-4 months.