Sberbank

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2016-06-17 00:00:00:


Sberbank is the oldest banking structure in Russia. Its history began 170 years ago. And today citizens of the Russian Federation trust the bank with their savings. It is safe to say about Sberbank that this is the most reliable financial enterprise.

Branches and branches of the company are located in every locality of the country. But the sphere of influence of the bank has spread far beyond the borders of Russia: Sberbank offices can be found in almost all states of the post-Soviet space. In total there are more than 20 thousand branches.

 

A bank with a long history

Sberbank was established back in the era of the reign of Nicholas I. The emperor issued a decree to open a savings bank, the services of which could be used by absolutely all estates. From the very first day, Russians trusted their money to Sberbank without fear (analysts say that today almost 70% of the country's residents prefer this financial institution). Already in the first years of its existence, the company gained a reputation as a reliable bank that cares about its customers.

The 1917 revolution was a turning point for all sectors of the country's life: changes took place not only in politics, but also in industry, education, the economy, and so on. Not a single commercial enterprise remained "alive". But the new authorities took care of Sberbank, leaving it to work: now Soviet citizens continued to use the services of savings banks. This is the only banking network in the former USSR.

The scheme of work of the organization has been transformed. The bank provided money transfer services. Here it was possible to take a loan (they began to produce borrowed licensed papers). Depositors could earn a small but steady income from interest rates. The company also worked with securities.

The era of prosperity continued until the 90s. Then hard times come for the entire economy of the country, including for Sberbank. However, the enterprise adequately coped with all the difficulties. The company's management decided to carry out reforms. As a result of common efforts, the bank not only successfully emerged from the crisis, but also transformed into a modern, reliable financial structure that provides a wide range of services for all segments of the population.

Sberbank has been leading the rating of banks in terms of assets and deposits for several years in a row. No Russian bank provides more loans than this financial institution. The company also ranks first in terms of the number of transactions related to making payments. There are ATMs and offices of the company in absolutely all regions of the country. The activities of the financial structure are supported by government programs.

 

On the advantages of the oldest bank in Russia

Sberbank is a favorite bank of many citizens of the Russian Federation. Customer service is top notch. In their work, the company's employees use modern methods and the latest technologies. The bank has certain advantages over its competitors.

  1. There are branches and ATMs of the company in all cities of Russia, thanks to which customers can operate completely freely. In some localities, a Sberbank branch is the only financial institution where you can pay bills or make a money transfer.
  2. Sberbank offers customers to take advantage of loans with the lowest interest rates. The company provides citizens with consumer loans, mortgages, car loans.
  3. The bank's customers really like special offers, promotions and bonuses, thanks to which you can make a profitable investment, take a loan or get a discount on the purchase of goods.
  4. Citizens can independently determine the terms for replenishing deposits or closing payment accounts.
  5. Deposits can be opened in various types of currencies (both domestic and foreign).
  6. Special programs have been developed for pensioners. Elderly people will not find more favorable conditions in any bank.

 

Sberbank is a modern bank

The Bank is trying to keep up with the times: new technologies are being introduced, convenient services are being developed, and new types of services are being provided.

"Sberbank Online"

The following services are available in the Sberbank Online service:

  • registration of deposits;
  • payment for the services of mobile operators;
  • Payment of utility services;
  • transferring money to the accounts of other clients;
  • repayment of debt on loans;
  • replenishment of virtual wallets;
  • account management and transaction history tracking.

All this can be done at home from a desktop computer or laptop. The Sberbank Online service allows you to save time: you do not need to get to a bank branch and stand in lines. All operations are performed in one click. In addition, you can create templates for the most frequent payments or use automatic recurring payments.

"Mobile Bank"

The Mobile Bank service has gained great popularity among users. By installing the application on their smartphone, customers receive information about the status of their accounts and can conduct financial transactions. You can do this at any time of the day, regardless of where the user is. With the help of a phone that is always at hand, you can top up your mobile balance or transfer money.

With Mobile Banking you can:

  • set up your phone in such a way that you can top up its balance or pay for other services with one message or command;
  • transfer money from card to card;
  • receive notifications about transactions and account status;
  • receive statements;
  • view transaction history.

 

We save with profit

The Piggy Bank service allows you to quickly and easily set aside money for the purchase of any thing. Funds are accumulated regularly in an automatic way.

The Piggy Bank works in this way. For example, a salary was transferred to the client's account on April 15 (the amount of 20 thousand rubles). On April 16, 10% of this amount (2,000 rubles) will be transferred to Piggy Bank. And so for six months. At the end of the term, the account will have 12 thousand rubles. Clients can independently determine the percentage and frequency of credits, as well as the period when it will be possible to withdraw the accumulated amount.

Sberbank offers several piggy bank options so that customers can choose the most convenient way to save money.

  1. Fixed Piggy Bank. On the appointed day, a strictly defined amount is transferred from the card account to the piggy bank.
  2. Transfers to the piggy bank. A percentage of all credits that go to the card is transferred to the accumulation account.
  3. Savings from expenses. In this case, a percentage of the amount that was withdrawn from the card is credited to the savings account. Receipts are made each time a payment is made.

Each operation is accompanied by a message that arrives on the client's mobile phone.

Sberbank is the largest banking organization in Russia. The company is trusted not only by citizens of our country, but also by residents of neighboring countries. November 20 is the birthday of Sberbank, because it was on this day that the Russian Emperor signed a decree on opening savings banks.

 

Sberbank gives you the opportunity to earn

By investing in Sberbank, you can get a good and stable income. The company offers several investment options.

  1. Certificates, bills.
  • Bills of exchange are securities, the owner of which can demand repayment of the debt from the borrower.
  • Savings certificates allow not only to keep money, but also to make a profit (according to certificates, there is an income of up to 10%).
  1. Mutual investment fund. A person who invests money in such organizations participates in the work of the stock market. At the same time, the functions related to the management of securities are taken over by the managers of Sberbank.
  2. Broker services. Bank customers can purchase and sell securities. Doing this with Sberbank is very profitable and convenient. Operations can be carried out from anywhere in the world. Transactions are made in real time.
  3. Precious metals. In Sberbank you can buy gold, silver, platinum and palladium bars. The company also trades investment coins.
  4. The Individual Program for Senior Citizens is a simple and cost-effective solution for the elderly. Simple, because the contract can be concluded online. Profitable, because even minimal investments will bring a good profit.
  5. Tax refund. The state offers citizens to refund taxes, Sberbank will help to do this simply and quickly, without unnecessary red tape and filling out a pile of documents. You can even carry out the procedure in virtual mode.