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2016-08-12 00:00:00:


Vozrozhdenie Financial Company provides banking services to individuals, organizations and enterprises. Bank Vozrozhdenie opened its branches in all regions of Russia: in almost every big city there is an official representative of the company.

The financial organization began its activity 2 decades ago. Almost from the very beginning of its existence, the bank has been one of the largest Russian companies. The banking network consists of 125 branches, 2,000 ATMs.

The customer base of Vozrozhdenie is quite large. More than 63,000 organizations and 1,700,000 ordinary Russians use the bank's services.

Vozrozhdenie offers a wide range of banking business products. Here you can open a deposit, apply for a loan, purchase a plastic card, use the services of settlement and cash services and collection, etc.

In 2016, Bank Vozrozhdenie received the Financial Elite of Russia award.

 

Contributions

Deposits are a banking product that allows you not only to save money reliably, but also to receive stable income. The company offers several types of deposits. Each client will be able to choose the most profitable product, the conditions of which will satisfy the needs of the account holder.

Favorable conditions for people of retirement age

Opening a deposit in Vozrozhdenie Bank, older people can count on a good increase in their pension: the interest rate on the deposit will be almost 9% per annum. The deposit is made in domestic currency. You can deposit at least 3 thousand rubles into the account. Interest is calculated every month. If desired, you can open a deposit for third parties (even minors).

In addition to the pension, other social benefits can also be transferred to the deposit account.

Registration of the deposit is carried out in any of the branches of Vozrozhdeniye Bank. It is necessary to contact the company's employees, presenting an identity document, with a request to make a deposit and transfer pension funds to the account. The consultant will offer to fill out an application for transferring a pension to Vozrozhdenie Bank. The application must be submitted to the Pension Fund.

Investments with perspective

The "Perspective" deposit is especially popular among the clients of Vozrozhdenie Bank. It has certain advantages. The account holder can independently choose the option of calculating interest:

  • regular transfer to a separate account (monthly);
  • capitalization of interest with an increase in the amount of the deposit.

The deposit also provides for such operations as replenishment and withdrawal of funds. You can replenish the deposit at any time thanks to remote services (Internet banking). Replenishment can also be carried out by transferring social payments, salaries and so on. The client can deposit money (at least 1 thousand) into the account during the first year. Debit transactions are allowed only in the second half of the term. It is possible to automatically extend the term of the deposit.

A "promising" deposit can be opened by depositing an amount in the account ranging from 30 thousand to 10 million rubles. The term of the deposit is 2 years.

You can open an account at the office of the company or through the online banking service.

Comfortable investments

The “Comfortable+” deposit is also a profitable offer. It can be opened in rubles, US dollars and European banknotes. The validity period can vary from 6 months to 3 years. The available amount on the account is from 10 thousand rubles ($100/EUR) to 50 million rubles ($1 million/EUR).

Interest is paid every month. They can be accumulated on a separate account or added to the total amount of the deposit (capitalized).

It is possible to replenish the deposit. It is also allowed to carry out debit transactions by bank transfer, using a card to pay for goods and services. Replenishment of the deposit can be carried out in any way: in cash or through a bank transfer by transferring salaries, social benefits and more to the deposit account. When withdrawing money, interest is not lost.

The terms of the contract allow for currency conversion. There is no need to withdraw money from the account.

These are far from all types of deposits offered by Vozrozhdeniye Bank. Here you can open both multicurrency accounts (in three types of monetary units) and savings deposits. Employees of the company have developed several proposals that will be of interest to wealthy clients.

 

Lending products

Special offers for public sector employees

The bank offers loyal conditions for obtaining a loan for employees of budgetary organizations. They are provided with reduced interest rates (from 15% per annum). In addition, to obtain a loan, you do not need to collect a complete package of documents. The borrower has the right to repay the loan ahead of schedule (penalties and commission fees are not provided). Loan term - 7 years. No collateral (guarantors or collateral) is required to apply for a loan. The production of a credit card is free of charge.

Consumer loans

You can take out a loan from a bank to purchase various goods, pay for medical services, health care, and so on. The loan application does not need to indicate the purpose of the loan.

This is a secured loan. A guarantor or pledge (movable and immovable property) can act as a guarantee.

Consumer loans are issued in domestic and foreign currencies. The loan can be repaid ahead of schedule, without paying fines and commissions. When applying for a loan, the bank does not require the borrower to insure his life.

Refinancing

Vozrozhdenie offers programs related to refinancing loans. The purpose of this procedure is:

  • reduction in the amount of monthly payments;
  • change in the terms of the loan (including interest rates);
  • saving time on debt repayment.

The following types of loans can be refinanced:

  • consumer loans (both secured and unsecured);
  • loans received by bank cards (with overdraft).

Other types of loans

In the Vozrozhdenie company, you can also get money for the purchase of housing (mortgage lending). The bank offers a variety of programs that differ in interest rates, repayment periods, types of acquired real estate.

An auto loan is possible. You can do it right at the dealership. A feature of car loans from Vozrozhdenie Bank is the minimum set of documents.

"Money for happiness"

The management of the bank is holding the action "Money for happiness". Clients who have issued one of the loans can take part in it.

To become a participant in the action, it is necessary to compose an interesting story about the happiest event in life, about where this event took place. The winner will win 350 thousand rubles. According to the plot of his story, a street installation will be created in his hometown.

 

Plastic cards

Bank Vozrozhdenie issues several types of cards. The company is in partnership with such sharks of the banking business as VISA and MasterCard.

The client can issue several payment documents at the same time and use a wide range of services offered by the bank. With the help of cards non-cash payment transactions are carried out. If one of the cards is lost, then access to the funds can be obtained using other payment documents available to the account holder.

The bank has its own processing center, thanks to which the cards are produced in the shortest possible time, and the tariffs for servicing payment documents are an order of magnitude lower than those of competitors.

Why do you need a bank card?

  1. The money stored on the card account is completely safe.
  2. When traveling abroad, the cardholder is exempted from the need to declare foreign currency.
  3. Payment documents from Vozrozhdenie are accepted in many countries of the world: you can use them to withdraw cash or pay for purchases.
  4. Thanks to remote services (Internet banking, mobile applications, ATMs and self-service terminals), customers can access the money stored on the card at any time of the day or night.
  5. With the help of payment cards, you can pay for utilities, services of TV and Internet providers, mobile operators, and so on.

 

For payroll clients

Clients who receive wages on bank accounts enjoy special privileges. For them, bank cards are issued free of charge (you also do not need to pay anything for servicing payment documents). For this category of customers, special promotions, bonus programs and discounts are provided. The conditions for obtaining loans also differ: reduced rates, a minimum package of documents, the possibility of early repayment, and so on.

 

Remote Services

Online Services

Employees of the Vozrozhdeniye financial institution develop and implement the latest technologies and convenient services that can facilitate the process of making payments, make it faster and more comfortable. These services include online banking and mobile banking. By registering on the servers, the client gets access to almost all services: intra-system and interbank money transfers, payment for goods and services, repayment of debt on loans, account management, currency conversion, viewing transaction history, etc.

ATMs and self-service terminals

ATMs and terminals are a convenient way to make money transfers and other payments. With their help, you can manage accounts, monitor their status, withdraw cash, replenish deposits, and more. Bank Vozrozhdenie has a well-developed network of payment equipment.

SMS

SMS notifications provide information about the status of accounts and transactions. Using the messaging service, you can transfer money to your mobile phone, as well as block or unblock plastic cards.