WebCreds

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2016-07-23 00:00:00:


Creating a payment service

WebCreds payment service is a project developed by Web Systems Limited Liability Company. This is a young, but very promising electronic system with which you can conduct various financial transactions in a virtual mode.

EPS began its activities in 2008. During this period, the world economy significantly weakened as a result of the crisis that engulfed almost all countries. It would seem that a young enterprise will not be able to withstand strong competition and survive in an environment where economic and political instability reigns.

However, the leaders of the payment system developed a development strategy for the company and entered into a cooperation agreement with reliable and strong organizations. This not only saved the young financial service from the crisis, but also helped to get back on its feet and quickly get ahead: a year later, the system's client base numbered more than 25,000 people.

In 2009, the payment system offered its services to citizens of neighboring countries (Kazakhstan, Ukraine, Moldova, Belarus), the United Arab Emirates, Luxembourg. In the same period, the service was integrated with Anelik, a system that deals with money transfers, thanks to which EPS customers can send money to relatives and friends living in other states. This can be done either through a payment terminal or through the official WebCreds website.

 

Development of a young company

With the help of WebCreds, Internet users can make online payments. Payments are made instantly.

This EPS owns a network of self-service terminals. When making some financial transactions (for example, replenishment of accounts), no commission fee is charged. The only negative is that the company still cannot afford a large number of terminals, but the network of payment equipment is gradually expanding.

Payment cooperates with the banking organization "VTB24 ", electronic systems E- Port, "Contact" and others. Thanks to this, the capabilities of WebCreds are significantly expanded: financial transactions can be carried out through terminals and retail outlets of partner companies located throughout the Russian Federation.

The creators of the payment system took care of the comfort of their customers and developed a system for replenishing e-wallets using payment cards from such world giants as MasterCard and VISA. This opportunity was provided to the Raiffeisenbank service .

WebCreds uses proprietary software. It is used for the operation of terminals and a virtual bank and allows the payment system to be synchronized with partner services.

WebCreds has launched its own virtual trading company IFERTA. You can view the catalog and order a product or service both from a working computer and from a smartphone or tablet (for this you need to download a mobile application designed for iPhone ). For calculations, the electronic currency WebCreds is used .

Using the services of an electronic payment system, you can pay for about 400 services, make intra-system money transfers, and purchase goods in virtual outlets.

 

Linking bank cards to the WebCreds service

WebCreds EPS is in partnership with the Raiffeisenbank Corporation, thanks to which service customers can use their bank cards when conducting various financial transactions (international standard payment documents are used - Master Card , VISA).

In European countries, plastic cards have become commonplace. In recent years, they have become very popular among Russian citizens. Many payment services offer their customers to make payments using bank cards. However, the procedure for using cards in WebCreds is much simpler and more convenient: to use a payment document, you just need to register it on the payment server.

The algorithm for registering bank cards consists of the following steps.

  1. Connecting the SMS-banking service.
  2. Entering personal information about the holder of the payment document.
  3. Providing a card account number.
  4. Depositing a small amount into the account (needed to test the card).
  5. Activation of the payment document (performed by the secret password contained in the notification received on the mobile phone).

Payment information and personal data go through an encryption program and are transmitted over a secure SSL 3.0 channel.

In EPS, you can also use VISA Electron , Maestro cards . But in this case, the permission of the bank issuing the payment document will be required.

Payments made by bank cards are profitable, convenient and safe. In addition, WebCreds users receive discounts when paying for services or goods online. This is also beneficial from the point of view of saving time: there is no need to stand in lines and fill out receipts: the transaction takes only a few minutes, and the money is credited to the recipient's account instantly.

The security of transactions is ensured by confidentiality: during the payment, not the bank card number is displayed, but the number of the electronic account issued in the WebCreds service , to which the payment document is linked.

 

Money transfers

WebCreds service provides its customers with services related to money transfers. Users can send funds to 90 countries. The service is available around the clock and seven days a week. You can transfer money only in the domestic currency (Russian rubles). WebCreds does not take commissions from its users. But you will have to pay a fee to the Anelik company , which carries out the transfer. The cost of the service will be 1.5%. If you send money through a self-service terminal, then you do not need to pay a commission.

After the transfer is completed, the sender receives a receipt containing the original number of the transfer. This code must be reported to the addressee: by presenting it, a person will be able to receive his money at the point of issue.

The money transfer service is not available to all customers. Only those people who are owners of the AnelikCard identification card can use it . To receive it, you need to provide bank employees with personal documents (civil passport) and provide the recipient's details.

 

New from WebCreds

In the spring of 2009, WebCreds launched a new service, which was implemented jointly with Karo Film, which owns cinemas.

This project implies, in addition to booking tickets for a movie session, their instant payment. Now you do not need to leave half an hour earlier to redeem the booked ticket.

Cryptocurrency from WebCreds pays for admission documents to 8 cinemas located in different cities of our country. Cinemas operating in Moscow and the Moscow region, as well as in the cities of Kazan and Kaliningrad are synchronized with the payment service .

It is planned that in the near future it will be possible to purchase tickets to all cinemas of the Karo Film network through the WebCreds payment service. To do this, you must follow the instructions:

  • register on the portal of the Karo Film company;
  • select a movie;
  • decide on a session;
  • designate a cinema;
  • pay for the ticket from your personal account in WebCreds .

The cost of tickets does not differ from the price offered at the box office of cinemas. The commission fee for the payment will be only 0.6%. After the financial transaction is completed, the payer receives a code: it must be presented to the cashier. Very soon, cinemas will be equipped with equipment that can be used to print tickets purchased in virtual mode.

 

The main thing is not money, but reputation

Director of the electronic payment system WebCreds I. Aboud is sure that his service will compete with such sharks of the banking business as " Yandex.Money " or WebMoney . In an interview with the media , Aboud said that he could focus on paying for adult entertainment sites and make good money. But for him, the main thing is not momentary revenue, but the company's reputation and future prospects. Therefore, the activity of the payment system is aimed at providing financial services to ordinary citizens.

At the moment, the company's employees are working on developing an affiliate program for virtual outlets. It is planned that payment for goods will be made by cryptocurrency , which is used in EPS.