RBK Money

2016-06-27 00:00:00

RBK Money is an electronic payment system that allows you to make almost all financial transactions from a personal computer device (stationary or portable). To pay for a communal apartment, communication services or simply transfer money to relatives, you just need to click the mouse button a few times. Payments are made instantly, with no additional fees to pay.

With the RBK Money system it is possible:

• pay for telephone services (both city and mobile);
• pay utility bills;
• pay for the services of providers (Internet and cable TV);
• pay for goods purchased in online stores.

 

Features of the EPS RBK Money

Registration. To start working in the system, the user needs to register on the official website rbkmoney.ru. Authorization will take only a few minutes. Click the "Register" button, and you will see a simple application form that you need to fill out.

In special fields, you must enter an email address (messages about promotions, new features, etc. will be sent to it; in addition, the email address acts as a login).

Replenishment of wallets. The RBK Money system is in partnership with many payment services, banks and exchange offices, so EPS customers can replenish their accounts in any way convenient for them. It could be:

• bank transfer (or popular systems ¸ for example , Western union );
• depositing the amount through the payment terminal;
• replenishment through a bank card.

RBK Money does not require the installation of special programs. The developers of the service took care of the comfort of their users by providing the site with a convenient and intuitive interface, which provides for the most popular languages. The electronic currency used in the payment is equal to the national currency - the ruble of the Russian Federation. Thanks to this feature, calculations are very easy and convenient.

All transactions are carried out instantly. The RBK Money payment system allows people to pay for utilities, communication services and providers in a matter of minutes, purchase goods in virtual outlets, and more. More than 6 thousand online companies and organizations have entered into partnership agreements with the payment system.

 

Safety

When deciding to use the services of any electronic payment system, people often think about the safety of their savings. And this is not surprising, because EPS are often subjected to hacker attacks and perfidious intervention of scammers.

A multi-stage security system is installed on the RBK Money server , thanks to which it is almost impossible to "crawl" into users' electronic wallets. Within 24 hours a day, customers can monitor their payments, view transaction history. Moreover, each user gets the opportunity to configure access to the account from a personal computer. The SSL encryption protocol also provides security.

Services that connect to the system are carefully checked. And only after managers verify the reliability of the online store, it will be connected to the EPS. If the employees of the virtual point do not fulfill their obligations, then the store compensates the damage to customers in 100% volume.

If users have questions or any problems, they can contact the customer support center at any time. This service operates around the clock. All issues are resolved very quickly, without delay and long waits.

 

Account management using mobile banking RBK Money Mobile

RBK Money Mobile is a convenient application for mobile phones and tablets. Install the "online banking" program on your device, and your wallet will be "in your pocket". The company's employees have developed applications for Android and iPhone / iPad operating systems that allow you to make payments anytime and anywhere. The only condition is the presence of a cellular connection.

Mobile banking RBK Money Mobile makes our life very comfortable. With only one mobile phone at hand, a person can:

• pay for goods;
• use bank cards (they can be linked to the RBK Money system mobile );
• withdraw funds to bank accounts, payment cards or through Russian postal services;
• view transaction history.

 

Electronic wallets on RBK Money

Payment RBK Money offers two options for e-wallets. Before opening an account in the EPS, the user needs to decide on the purpose of the electronic currency. The system can open:

• identified electronic account;
• unidentified electronic account.

Each of the wallets has its own features and functionality. Therefore, before you issue one of them, you should seek advice from the customer support service, whose employees will help you decide on the choice of wallet.

1. Unidentified electronic account. This wallet opens automatically after the client registers in the system. The owner of such an account can:

• pay for goods purchased in the online store;
• deposit money into the account in any way;
• view transaction statistics;
• replenish the account with any bank card.

1. Identified electronic account. This type of wallet provides its owner with more opportunities. Clients with an identified account enjoy certain privileges (other than those available on non-identified accounts):

• Users of such a wallet can circulate larger amounts than unidentified clients;
• funds can be withdrawn by all available methods.

To enjoy these privileges, customers must complete an identification process.

 

identification procedure. What's this?

Identification (or verification) is a verification procedure that allows you to compare the personal information that the user provided during registration with his real data (name, passport, etc.). The administration of the RBK Money system guarantees its clients complete confidentiality.

The need for this procedure is obvious: identification is one of the components of the security of personal user accounts. Thanks to this operation, RBK Money employees can identify violators and swindlers.

As for citizens who have not been identified, they can also use the server, but their capabilities are limited. At the same time, the administration of the payment system may at any time require that the confidential client confirm his identity with official documents. During this time, all financial transactions will be suspended.

Only those citizens whose age has reached the age of 18 can be identified.

There are two ways to go through identification: through postal services or using the Contact service .

If you decide to identify yourself through postal services, then you need to print out the application (you can find it on the official website of the RBK Money payment ), fill out the document (letters must be printed), notarize and send to the EPS customer support service.

After checking the documents (it takes about a week), the user's status changes (this can be seen in the account).

Identification through Contact proceeds in this way. The owner of a private RBK Money profile addresses the cashiers of the Contact service , providing a civil passport and an electronic account number, pays for the service (200 rubles, of which 50 rubles will be transferred to the electronic account). The client's data is sent to the administration of the EPS RBK Money . After checking the information, the status of the client will change to "identified".

 

Payment cards

Money plastic cards . One of them is RBK Money Visa (debit). This is an ordinary card that allows you to make all kinds of financial transactions not only in Russia, but also in other countries (there is one condition: an organization or a store must cooperate with the Visa payment system ).

The document is equipped with a special chip that allows you to use the services of Chip & PIN retail outlets common in Western European countries .

What can be done with the RBK Money card Visa ?

• Withdraw funds or replenish an electronic wallet in the RBK Money payment system (a 1.5% commission is charged for the withdrawal, replenishment is free of charge);
• withdraw "live money" from an ATM (no commission fee);
• receive messages on the performed transactions on the mobile phone;
• earn on interest (7% per annum is charged on the balance of the amount).

Get an RBK Money card Visa can be holders of identified e-wallets. To do this, you need to contact the consultants of the RBK Money system . The cost of the document is 450 Russian rubles. The card is delivered by courier services or the Russian State Post to anywhere in the country.

 

Acquiring

The RBK Money payment system offers favorable terms of cooperation for owners of virtual stores. By connecting to the payment system, the online store provides its customers with the opportunity to pay with payment cards.

The advantages of acquiring from RBK Money are as follows:

• affordable rates (from 2.5%);
• easy integration;
• instant withdrawal of funds from an electronic wallet to a bank account.