Bank Saint-Petersburg

Back

2016-08-12 00:00:00:

Commercial financial organization "Saint-Petersburg" is a public joint-stock company. The central office of the bank is located in St. Petersburg.

Bank Saint Petersburg is one of the largest regional financial organizations in our country. The company was registered in autumn 1990 as Lenbank JSC. A year later, the bank was renamed "St. Petersburg".

The summer of 1998 was marked by the fact that the Central Bank of Russia allowed this financial institution to issue cards with which Russians could withdraw cash. As a result, the bank offered its customers new products related to lending (credit cards, loans to current and foreign currency accounts, etc.).

To date, Bank Saint Petersburg is successfully developing, expanding its scope of activities and offering Russians a variety of banking products, modern services and the latest financial technologies.

Profitable and convenient: Internet banking from the financial company "St. Petersburg"

Modern computer technologies have become an integral part of our lives. You can not do without them in the banking business. Bank Saint Petersburg offers an Internet banking service that allows you to make payments in virtual mode.

By registering on the Internet Bank server, the client can manage his accounts at any time. It does not matter where he is at the time of the payment transaction. The main condition is the presence of a computer and a connection to the global network. Internet banking is available 24 hours a day, 7 days a week: there are no breaks and weekends.

The virtual bank from the St. Petersburg company is equipped with a convenient and intuitive interface. Thanks to him, the user can pay for a purchase, transfer money to loved ones or pay off debts on loans at home, without wasting time traveling to a bank branch, long lines and filling out receipts.

Internet banking provides a wide range of opportunities. With it, you can:

view the history of payments and receive statements on transactions;
make intrasystem, interbank and interstate money transfers;
pay for various services (housing and communal services, TV, Internet, mobile and city telephony, travel tickets, fines, etc.);
subscribe to receive invoices electronically from utilities, tax authorities, etc.
open deposits on preferential terms;
set settings for card accounts (blocking / unblocking, disconnecting or connecting services, defining restrictions on debit transactions);
apply for a loan;
purchase various types of currencies;
buy tickets for railway and air transport;
take out housing insurance;
insure life and health;
submit applications, petitions, requests, etc. to the administration of the bank.

To connect an Internet bank, you need to contact the branch of the St. Petersburg company. Employees of the organization will provide data to enter the system (password and login).

Bonus program "Bright"

MasterCard World payment card holders can take part in the Yarko bonus program.

By activating the "Regular transfers" service online, the user will receive 100 bonus points to his account.
By purchasing goods in the Walmart store, you can also accumulate bonuses.
Lentsvettorg also gives bonuses: it is worth ordering a bouquet of flowers here, and promotional points will be credited to the account.
When paying for the services of gas stations with a card, the client will also be able to return a certain percentage of the amount spent.

You can use the accumulated bonuses at your own discretion: purchase goods, pay for taxi services, restaurants and cafes, buy tickets for city, intercity and international transport, etc.

Lending products

Employees of Bank Saint-Petersburg have developed several loan programs that will help Russian citizens realize their most secret desires. If you want to make repairs in your apartment, go on a trip, replace furniture and more, you should take out one of the consumer loans offered by the bank.

"Salary". This type of loan is available to clients who receive their salary on accounts registered with Bank Saint Petersburg. For them, favorable interest rates are provided (from 15.9%), a minimum of documents (passport of a citizen of Russia). The Credit Commission will review the loan application and make its decision as soon as possible.

When withdrawing cash from an ATM, the borrower does not pay a commission fee. You can apply for a loan at a bank branch or online.

A "classic" loan can be issued by clients of the St. Petersburg company, as well as people who work on sea ships (domestic and foreign). The interest rate will be 17% per annum. The credit commission will consider the application within 10 minutes. No guarantors or collateral are required to apply for a loan.
"Partnership" loan is provided on preferential terms to employees of companies that are partners of the bank. The conditions are absolutely transparent: there are no additional commission fees and hidden payments. Interest rate - 16%. This is a loan without collateral: it does not require a guarantee or collateral. The client can repay the loan ahead of schedule (penalties and commissions are not provided).

In addition to consumer loans, a bank can arrange a mortgage for the purchase of housing or a car loan.

Retirement programs

Bank Saint-Petersburg pays a lot of attention to pension programs, making the life of older people worthy and comfortable.

Pension card

Now you do not need to go to a bank branch in order to receive your pension: the money will be transferred to a bank account, and you can withdraw it at any ATM, at any time of the day or night.

Having issued a pension account, the bank's client will receive a stable income for retirement - 5% on the balance of funds. In addition, the pension card provides a 3% discount on the purchase of goods. The Bank insures all holders of this account against accidents free of charge.

There is no fee for servicing the card.

Deposit "Pension"

Elderly people can make a deposit in the bank "Saint-Petersburg" and receive income from interest. The "Pension" deposit is available for people aged 55 (women), 60 (men) and older.

The deposit is made in rubles (the smallest amount is 10 thousand rubles). The interest rate will be from 7.7%. Interest can be accrued every month on a separate account or capitalized, increasing the total amount of the deposit (at the discretion of the depositor). If desired, the client can replenish the deposit, however, debit transactions are not provided. If the contract is terminated early, interest for the past period will be retained.

Credit "Pension"

Bank Saint-Petersburg is one of the few financial institutions that provide loans to the elderly on preferential terms. A loan can be issued to clients who receive pensions on accounts opened with a bank. Of the documents, the borrower must provide only a civil passport. The loan amount varies between 10 thousand - 300 thousand rubles. The interest rate will be 19.9% per annum.

Contributions

By opening deposit accounts with the St. Petersburg company, people can be absolutely calm about the safety of their finances. The conditions of deposits provide for a good income.

"Rentier". The deposit can be opened in domestic and foreign currencies (the minimum amount is 50,000 rubles, 1,000 dollars/euro). Interest rates: rubles - 7.9-8.7%, euros - 0.7%, dollars - 2%. Income is credited monthly to a separate account. The state gives a guarantee for the safety of funds on the deposit.
"Prestige". This deposit offers the highest possible rates: rubles - 7.8-8.5%, euros - 50%, dollars - 1.6%. The deposit can be replenished. It is also allowed to withdraw funds, while the interest is not lost.
"Strategist". The client can independently decide on the terms of the deposit. Account replenishment is possible. Interest rates vary depending on the terms for which the deposit is placed: rubles - 6.5-9%, euros - up to 1.2%, dollars - up to 2.8%.

To learn more about the conditions for making deposits offered by Bank Saint Petersburg, go to the official website of the company www.bspb.ru.

Money transfers

The company's clients can transfer funds to their relatives and friends, pay for purchases in stores, pay for the services of various organizations, no matter where they are in the world.

Payment transactions can be carried out by both bank customers and third-party users. Special privileges are provided for account holders issued in St. Petersburg: they are not charged a commission for conducting transactions.

Money transfer methods:

from one card to another;
through Internet banking;
in the branches of the bank "Saint-Petersburg";
in branches of third-party banks;
through Western Union.