UniCredit Bank

2016-07-25 00:00:00:

UniCredit Bank is the largest financial network with a wide sphere of influence. Citizens of a dozen European countries actively use the services of the company. Through the organization, you can make financial transactions between banks operating in the territory of 50 states. The network consists of 7 thousand branches and departments. It has 125 thousand employees.

The concept of the bank implies the provision of virtually unlimited financial opportunities for customers of various categories.

On the territory of the Russian Federation, UniCredit Bank began operating in 1989. The main package of the company's securities belongs to the Austrian financial corporation. The company occupies a leading position in the banking market of Russia. The activity of the enterprise is based on the current legislation of the Russian Federation and the General License No. 1 of the Russian State Bank.

Service at a distance

A modern bank should take care of the comfort of its customers. Therefore, the company's employees have developed several additional services with which you can conduct financial transactions at any time and from anywhere in the world.

UniCredit Bank online

You can make interbank transfers, pay for goods and services, replenish your mobile phone account right at home. To do this, use the Enter.UniCredit service. You will need a computer and internet access.

Possibilities of online banking from UniCredit Bank:

• viewing payment data on accounts, bank cards, credit funds and deposits;
• payment for services of more than one and a half thousand enterprises;
• intrasystem and interbank money transfers at reduced rates;
• registration, replenishment and completion of deposits in various types of currencies;
• registration of savings accounts in rubles, as well as American and European monetary units;
• repayment of debts on loans opened both in UniCredit Bank and in third-party financial organizations;
• currency conversion at a lower rate.

Connection algorithm Enter.UniCredit.

Step 1. You must contact the branch of the company in order to fill out an application.

Step 2. The consultant of the bank must provide a login to enter the system.

Step 3. A notification with a temporary access password will be sent to the mobile phone number.

Step 4. At the last stage, you need to go to the enter.unicredit.ru portal and enter your access data (login and password).

Internet banking users can transfer funds to accounts and cards opened with UniCredit Bank or any Russian bank.

Smartphone app

Thanks to the Mobile.UniCredit software, bank customers can make transactions from a mobile device. The application provides:

• access to all accounts (card, deposit, credit, etc.);
• payment for goods and services (in many cases no commission fee is charged);
• implementation of intrasystem and interbank transfers;
• opening, replenishment and closing of deposits;
• registration of a package of services;
• repayment of debts on loans;
• conversion.

To become a mobile banking user, you need to install the application on your smartphone. For access, a password and login are used, which are entered when entering Internet banking.

Providing SMS information

Another form of remote service is SMS-informing. The service involves providing customers with information about the status of accounts in the form of notifications received on a mobile phone. The service is activated at a bank branch.

Customer Support Center

If you have any questions related to the status of your account, credit or financial transaction, you can contact the customer support center. The service operates around the clock. By activating the Phone.UniCredit service, you can receive data automatically.

Using this service, you can find out about the amount that remained on the account after the payment was made, as well as get information about the last 3 transactions. Phone.UniCredit also provides information on loans (debt balance, repayment amount, etc.). In telephone mode, clients can also inquire about the conditions for deposits (amount, interest rate, expiration date of the deposit).

You can connect the service by contacting a company employee or through a UniCredit Bank ATM.

Self-service terminals and ATMs

ATMs from UniCredit Bank are very popular. With this equipment you can:

• withdraw cash from MasterCard, VISA cards ;
• replenish bank cards and accounts in various currencies;
• pay debts on loans;
• make money transfers;
• pay for communication services, the Internet, public utilities;
• view transaction history;
• connect to some services provided by UniCredit Bank;
• change the payment card access code.

A network of ATMs from UniCredit Bank also operates abroad, so when going to another country, the company's customers can take not cash, but a plastic card and withdraw money using it. The commission fee is taken according to the conditions under which the payment document works (in many cases, the commission is zero).

You can also use ATMs that are serviced by partners of a financial organization for free.

Payment cards from UniCredit Bank

The bank offers a huge selection of payment documents. Customers can open both debit and credit cards. Here are some options.

1. Card from the company "UniCredit Bank" VISA Infinite. This payment document is an excellent solution for clients with a high position in society. In addition to the usual financial transactions and favorable rates, the card provides its owner with unique services:

• transfer to the airport includes escorting the client from the threshold of the house to the aircraft cabin, check-in out of turn, the purchase of travel documents, luggage delivery, etc.;
• the cardholder can replace the document, obtain permission for the transaction and withdraw cash on an urgent basis (without delays, long waits and queues);
• the cardholder has access to VIP lounges;
• payment document holders can get legal or medical advice.

1. Platinum card equipped with a special chip. This document is also designed for status clients. It provides many benefits:

• obtaining a guarantee for goods;
• goods insurance;
• life and health insurance during trips abroad;
• providing medical or legal advice (the service is available in all countries) and so on.

1. MasterCard World PayPass is a great solution for frequent travelers. The card provides favorable conditions for currency exchange. Using the card when paying, the client will receive 1% of the cost of goods or services on his account. When traveling to another country, the document holder can insure his health and life.
2. Contactless cards. Their work is based on a unique technology. To pay for the purchase, you do not need to give the card to the cashier: the owner can independently bring the document to the screen of the reader. Operations are carried out instantly.
3. VISA Gold Carbon is popular with drivers because it provides discounts when paying for gas station services. You can also buy products at a discount in large supermarkets. In addition, interest is charged on the balance.

Loans from UniCredit Bank

Banks offer various types of loans:

• consumer;
• mortgage
• loan for the purchase of vehicles;
• credit cards.

Each of the loans has its own conditions: repayment terms, amounts, interest rates.

Loan repayment with a payment card

One of the most convenient and profitable ways to pay off debt on loans is payments using a bank card. You can carry out the operation both through payment terminals and in virtual mode (the commission fee will be 2% of the payment amount).

Paying online has undeniable advantages:

• the operation can be carried out at any convenient time;
• to pay, you need a computer and Internet access: you can repay loans through the bank's website from anywhere in the world;
• payments are made very quickly: the next morning the money will be in the bank account.

Online loan repayment algorithm

To pay a loan fee through online banking, you need to follow a few steps.

Step 1. Open the "Repay the loan" section.

Step 2. Click the "Pay" button.

Step 3. Enter the details of the recipient and your own data.

Step 4. Press the "Confirm operation" button (a message about the status of the transaction will be sent to the e-mail box).

Attention! The message about the completion of the payment transaction must be saved - it is proof that the payment was actually made!