Contact
2016-06-25 00:00:00:
In 1999, a new financial structure "Contact" began to operate on the territory of the Russian Federation. The company is still operating today. The organization was the first in Russia to provide citizens with services related to money transfers. To become a client of the system, you do not need to open a bank account.
The system of money transfers "Contact" was created on the basis of the bank " Russlavbank ". At the moment, this payment service is very popular. The sphere of its influence has spread far beyond the borders of our Motherland: the company's branches operate in the states of the post-Soviet space and in other countries. "Contact" occupies a leading position in terms of the number of payments made and the number of customers.
Contact operates in 150 countries. This is a huge payment network, which includes more than 400 thousand branches, departments and retail outlets. The management of the payment system has entered into a cooperation agreement with almost a thousand banks, financial institutions and enterprises. Analysts say that the share of "Contact" accounts for almost half of all money transfers that are made on the territory of the Russian Federation. According to the Central Bank of Russia, this system is of national importance.
Money transfers using modern technologies
The company "Contact" is closely following the innovations in the banking business. The latest technologies not only add convenience to customers, but also speed up the process of conducting financial transactions. Money can be credited to accounts opened in domestic or foreign banks (Western Europe, the United States of America, Canada, Israel, Asian countries, etc.).
In addition to ordinary money transfers, system customers can transfer money to the accounts of legal entities (financial structures, industrial enterprises, insurance organizations, travel companies, shops, Internet and telephone service providers.
The company takes part in competitions: for three years in a row "Contact" took prizes in the competition "Brand No. 1 in Russia".
"Contact" system: main advantages
"Contact" provides users with the following features:
- making money transfers from a home computer using an electronic wallet Visa QIWI Wallet ;
- free replenishment of Visa QIWI Wallet ;
- payment for goods and services;
- transfers of funds from one card to another;
- transfers to accounts opened in third-party banks and payment systems;
- online banking service;
- viewing the history of transactions and financial transactions.
Services
The money transfer system "Contact" cooperates with 1500 organizations. Individuals can freely transfer funds to business accounts, pay for goods and services without opening a bank account.
Using the services of "Contact", customers are able to repay debts on consumer loans, pay for the services of Internet and television providers, mobile telephony operators, and so on. You can make a payment at any of the branches of the company. Interactive maps will help you find out where the nearest point is located (they are available on the company's official portal www.contact-sys.com. The Contact system also offers users an online calculator: with it you can calculate the payment amount and find out the cost of the commission fee.
Transfer to anywhere in the world
Opportunities of the company "Contact" are quite wide. Clients of the system can transfer funds to any country. This is a relatively inexpensive (compared to other payments) and fast procedure.
The transfer is processed in a few minutes: the user does not need to manually fill out forms and applications. For their convenience, customers can activate the notification service via SMS (to do this, you need to specify a cell phone number): the user receives notifications that contain information about the status of the transfer at the moment.
Money can be transferred in several types of currencies: national (rubles), US dollars and European monetary units. There are sizes for the size of a one-time transfer, but there are no restrictions on the number of transactions and total amounts. Transfers with subsequent conversion are also possible: in Russia, the client sends rubles, and the addressee, who is in another state, receives a transfer in foreign currency (in this case, you need to open a “Contact Account”.
About tariffs
Only individuals can transfer money in foreign monetary units throughout the country. The limit of a one-time transfer is: 500 thousand rubles / 10 thousand dollars / 10 thousand euros.
From the Russian Federation to the post-Soviet countries, you can transfer amounts not exceeding 350 thousand rubles / 10 thousand dollars / 10 thousand euros.
Transfers to other countries can be equal to 600 thousand rubles / 20 thousand dollars / 20 thousand euros. Restrictions on the amounts are determined by the legislation of the country to which the funds will be sent.
The commission fee for making money transfers is quite acceptable (it is an order of magnitude lower than the cost of services of this kind in other payment systems, for example, Western Union ). When sending money to a settlement located on the territory of the Russian Federation, the user will pay 1% (for ruble transfers) and 2% (for dollar transfers), while the larger the transfer volume, the lower the commission.
In case funds are transferred to neighboring countries, the commission fee will be 1.5-2.5% (in rubles) and 1-2.5% (dollars). In some cases, a fixed cost of services is provided.
The price of a transfer to non-CIS countries varies between 1-3.5%. The amount of the commission fee can be fixed. You can familiarize yourself with the tariff scale on the website of the financial company "Contact".
Money transfer procedure
To transfer funds to a person living in another locality, you should come to the branch of the Contact organization, provide the cashier with a civil passport, addressee data, money (+ commission fee). The sender receives a check in his hands, where a special code is indicated (it must be transferred to the addressee).
If the money is sent to legal entities, then the operator should provide account details in banking organizations. You can also send money to the accounts of ordinary citizens through the Contact system.
How to transfer money: alternative options
Payment "Contact" provides additional ways to make money transfers.
- Through cell phone. In this case, the money is withdrawn from the telephone account. This method is very convenient: there is no need to visit the branches of the payment system and provide documents. However, you should be aware of some of the disadvantages of transferring funds through mobile phones. One of them is a high commission percentage.
- Transfers through payment terminals. This option will also cost a little more. The user needs to follow step-by-step instructions and enter data in special fields. After the transfer is completed, the terminal will issue a receipt with a password, which will need to be communicated to the recipient.
- Transfers from one bank card to another. This service is available only for holders of payment documents issued by Russian banks. The transfer is made through a special service. This can be done online: the sender fills out a form in which he indicates his data (full name) and card numbers (his own and the recipient's).
Money transfer teaching
The procedure is very fast. The company's regulations say that the money arrives at its destination within 1-24 hours. However, it often takes no more than 3 hours. Receiving a money transfer is very simple: you need to come to the “Contact” branch and present the transfer code, personal data (your own and the person who sent the money), and the amount to the cashier.
Work online: "Contact 24"
The employees of the system have created a service that can be called a “relative” of e-wallets, only it is not a cryptocurrency that is stored here , but fiat money (rubles). This is the Contact 24 service. Thanks to him, customers can make money transfers on preferential terms, and the transfer of funds within the system is free of charge.
You can replenish the balance in "Contact 24" by means of a bank card or "live money".
To get started, you need to register on the service. Financial transactions and account management are carried out from the user's personal account. A mobile application is also provided.