Moscow Industrial Bank

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2016-08-20 00:00:00:

Moscow Industrial Bank is of federal importance. The company specializes in providing banking services to private and corporate clients. Lending, plastic cards, deposit products, remote services, currency control, safe deposit boxes, project financing, etc. - all these services are provided by the IIB.

The financial institution helps industrial enterprises and other segments of the Russian economy by financing their projects, as far as our cryptocurrency exchange knows.

Today the company has a wide network of branches: the bank's offices (273 branches) operate in 28 regions of our country.

The financial structure was founded in 1990. Over a quarter of a century of its activity, Moscow Industrial Bank has earned a reputation as a reliable and safe company, to which customers can safely entrust their finances. The client base of the organization consists of 1.5 million individuals and 70 thousand legal entities.

The management of the company takes an active part in the social life of the country. The Bank has repeatedly allocated funds to finance projects aimed at raising a healthy generation, supporting people with disabilities and pensioners.

Bank cards

The IIB provides a huge selection of bank cards - 21 products. This range is able to satisfy even the most demanding customers. However, some offers require special attention: they are unique and cannot be found in any other bank.

Mobile card. This card involves the installation of a special mobile application "Wallet" on a smartphone. This payment document has no material carrier. With it, you can pay for purchases at retail outlets equipped with contactless card terminals, pay for travel in public transport (for example, the metro), and pay for purchases purchased in virtual stores. To make a payment, you must:

open the "Wallet" program;
select the category "Mobile cards" in the list;
turn on the "payment" mode;
enter the PIN code provided with the card;
bring the screen of the mobile device to the terminal (you should first check the amount to be paid).

After the transaction, the reader stops working (this eliminates the possibility of duplicating the payment). The payment document is equipped with modern security systems that provide reliable protection even if the phone is lost.

Map for Muslims. This product complies with Sharia standards and has been approved by the Council of Muftis of the Russian Federation:

the terms of the agreement on these payment documents do not provide for the accrual of interest (the activities of usurers are prohibited by Shariah);
the funds stored on the card are not used to finance prohibited projects;
money is not transferred to transactions involving risk.

Cards can participate in charity programs: 0.5-0.75% of the purchase price will be transferred to the account of one of the Islamic organizations.

Card for pensioners. This product is intended for transferring pensions and social payments. The card is convenient and reliable. A special chip protects finances from intruders. Document owners enjoy certain benefits:

access to money at any time of the day or night (cash can be withdrawn from ATMs);
payment for purchases and services (utilities, mobile operators) without charging a commission fee;
SMS-informing service notifying about the crediting of funds and debit transactions (provided free of charge);
stable income (interest is calculated monthly on the balance of funds).

VISA Gold Pay Wave. Payment by card is carried out using contactless technology. With the help of a payment document, you can book a hotel room, buy a plane or rail ticket, rent a car, purchase goods on the Internet, and so on.

A plastic card is equipped with a chip and a magnetic strip, so the document can be used for both contact and contactless payment methods.

Keychain card MasterCard Standard PayPass. This is a miniature card in the shape of a key fob with contactless payment technology. With such a payment document, paying for purchases is easy and simple: the card is always at hand, and to make a payment, you just need to touch the card to the reader. Having become the owner of a key fob card, the client can participate in the Priceless Cities program and in discount projects.
MasterCard Black Edition. This product provides unique features. Firstly, it is 10% Cash Back and accrual of interest on the balance of funds (up to 7%). Cardholders have the right to make a deposit on special terms (“Financial Independence”).

Credit funds (up to half a million rubles) can also be transferred to the card. Production and maintenance of a payment document is free of charge (provided that the minimum amount is constantly kept on the account or the client actively uses the card).

Cardholders have access to remote legal consultations, airport transfers (2 transfers are provided free of charge), concierge service, discounts on safe deposit boxes, and access to VIP lounges.

Anniversary card. This product was released on the 25th anniversary of the founding of the company. The circulation of payment documents is limited. The card provides the owner with discounts on goods (up to 5% of the purchase amount) and interest on the balance of funds (7%).

Going to the website of the Moscow Industrial Bank http://www.minbank.ru, you can get more detailed information about plastic cards issued by the organization.

Contributions

The IIB offers several types of deposits. You can apply for an account through remote services.

Savings deposit. This product opens in domestic or foreign currency. Interest may be charged to a separate account or capitalized. The term of the contract is from 1 month to 2 years. Interest rates: rubles - up to 8%, dollars - up to 2%, euros - up to 0.75%. On the deposit, income-expenditure operations are possible (in the event that the contract is concluded for more than 51 days).
Classical. The deposit can be opened in rubles (from 30 thousand to 1.5 million rubles, the interest rate is 9%), dollars (from 1 thousand, with a rate of 1.75%), euros (from 1 thousand, the interest rate is 1%). The term of the contract is 1 year. The amount received from accrued interest is paid at the end of the term. Replenishment and expenditure of funds are not provided.
Financial independence. Funds can be transferred to the account in domestic or foreign currency. The term of the contract is 1-2 years. Interest is accrued to a separate account or capitalized (at the discretion of the client). The amount in rubles can vary from 300 thousand to 700 thousand, the interest rate will be up to 8.5%. The minimum contribution in foreign currency is 1 thousand dollars (euro). Interest rate - up to 1.75% per annum.
Universal wallet. The contribution can be in foreign currency or ruble. It can be used for incoming and outgoing transactions. The term of the contract is from 3 months to 2 years. Interest is capitalized or transferred to a special account. The product is also available in mobile services. Moreover, by making a deposit online, through a mobile application or a self-service terminal, the client receives increased interest rates. High interest rates are also provided to veterans and retirees.

Lending products

The organization provides its customers with favorable credit conditions. An application for a loan can be made at the office of the Moscow Industrial Bank or through the official website of the company.

Consumer loans. Having issued a loan, the borrower receives funds in cash from 50 thousand rubles. He can dispose of the money as he sees fit. The client does not need to pay additional fees for consideration of the application and withdrawal of funds. The term of the contract is from six months to 6 years. The borrower can repay the loan ahead of schedule without penalties and commission fees. This product does not require security (collateral or guarantee). Interest rate - from 14%.
Mortgage lending. Interest rates depend on the terms of the loan agreement, the amount and size of the down payment. Making a loan allows you to purchase ready-made housing, an apartment from a developer or real estate in the secondary market. You can also use government programs ("New building", "Turnkey mortgage").
Refinancing. This product allows you to change the terms of the loan agreement: reduce interest rates, change the terms or schedule of payments, and so on.