Svyaz-Bank

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2016-08-12 00:00:00:

Svyaz-Bank is a universal financial and credit organization. The main stake in the company (more than 99%) belongs to Vnesheconombank. The sphere of influence of Svyaz-Bank has spread to 53 regions of our country (more than a hundred retail outlets). The bank specializes in providing financial services to ordinary citizens and corporate clients. The organization also operates in the international financial market.

The partners of Svyaz-Bank are small and large companies from various economic sectors. This financial organization closely cooperates with enterprises representing such areas of the domestic economy as communications (for example, Russian Post) and energy.

The strategy of Svyaz-Bank is to develop the retail business and provide access to banking products to all categories of Russian citizens: ordinary people can take out a loan, open a deposit at favorable interest rates, issue a payment card, and so on.

Work in virtual mode: service "MEGASPAY"

Svyaz-Bank develops modern services. They facilitate the process of conducting payment transactions, make it more convenient and reliable. One of these services is MEGASPAY online banking. By registering in the system, users can:

draw up (or close) deposits;
set up the work of payment cards (connect SMS-informing, set limits on amounts, activate or block card accounts);
repay debts on loans, receive information about the status of the loan, view the payment schedule.

"MEGASPAY" is a convenient service for making payment transactions. Through the Internet banking system, you can pay for the services of public utilities, TV and Internet providers, replenish electronic accounts, repay debts on loans issued in third-party banks, pay taxes and fines, make intra-system and interbank money transfers, exchange currency, and more.

Members of the MEGASPAY system can view transaction history online, manage their accounts, receive statements and prepare financial reports.

Additional services facilitate the work related to payments and money transfers. Having created a financial transaction template, you can forget about filling out payment forms: just select the desired document and click the "Pay" button. MEGASPAY provides an automatic payment service. Thanks to him, regular operations (for example, paying utility bills) will be performed within a strictly specified time frame without user intervention.

From his personal account, the client can send a message to the company administration.

Going to the official website of Svyaz-Bank www.sviaz-bank.ru, you can find out more detailed information about the operation of Internet banking.

Always at hand

Another remote service from Svyaz-Bank is mobile banking. To start working with the service, you need to install a special application on your mobile device, which is designed for Android and iPhone software.

Using mobile banking, the user gets access to banking services, wherever he is. You can work with the service 24 hours a day, seven days a week. Receive information about the status of your accounts, view financial reports and transaction history, conduct payment transactions (pay for goods and services, pay tax fines, make money transfers, etc.), receive information about changes in the foreign exchange market, create templates, exchange messages within systems - all these opportunities are provided by the bank installed in the mobile phone.

Virtual cards will help you find the nearest bank branch, ATM or self-service terminal.

Customers can use mobile banking services absolutely free of charge.

Money transfer system BLIZKO

Employees of Svyaz-Bank have developed their own system of instant money transfers BLIZKO. To transfer money, you do not need to open a bank account. You will not need the exact address of the addressee: it is enough to know the last name, first name, patronymic and the city where the money will be delivered.

BLIZKO service points operate in neighboring countries, the Baltic states, Eastern Europe (about 50,000 payment acceptance/sending offices in total).

Features of the BLIZKO payment system are:

high speed of work (money will be delivered to the destination within 60 seconds);
affordable cost of the service - the commission fee will be from 0.16%, while the recipient will not have to pay anything;
money can be received at any of the branches of the system (within the country specified in the transfer address).

To transfer money to another city/country, you need to contact a BLIZKO payment acceptance point. The operator will require a passport and recipient's data (full name, city and country of destination). Next, you need to enter the amount of the money transfer (including the commission fee). The cashier will issue a unique transfer number (it must be reported to the addressee).

To pick up the money, the recipient must present to the cashier his passport, transfer number, last name, first name, patronymic of the sender and the amount to be issued.

Service packages for individuals

"Salary"

This service package comes with certain benefits. It provides for the provision of loans on preferential terms (low interest rates, a minimum set of documents), an increase in limits, interest (7%) on the balance of funds, and so on. A feature of the “Salary” package from Svyaz-Bank is that it is not at all necessary to transfer salaries to the account: funds can also come from other sources.

The bank offers the following conditions:

free card service (for payment documents VISA Classic, VISA Rewards, VISA Gold);
accrual of interest on the balance (7% per annum, provided that the minimum balance is equal to 5 thousand rubles);
maximum rates when making deposits;
free production and maintenance of additional bank cards;
connection to the bonus program with the accrual of 300 bonus points.

"Pension"

"Svyaz-Bank" has prepared profitable offers for the elderly. By connecting their payment card to the “Pension” package, they can take advantage of the following conditions:

every month 200 rubles will be transferred to the cell phone number;
on the balance of funds on the card, there are 7% per annum;
the “Pension” package provides favorable conditions for deposits (maximum interest rates);
Card production and maintenance are free of charge.

Crediting a pension to a card account is not a prerequisite: the card balance can be replenished from any source.

To use the benefits of the "Pension" package, you need to open a VISA Rewards/VISA Rewards pay Wave card. With this payment document, you can pay for purchases and services, make money transfers and other financial transactions.

The “Pension” package is available for pensioners who receive a pension in accordance with the law of the Russian Federation “On State Pension Provision” (men - from 60 years old, women - from 55 years old). This package can also be used by those Russian citizens who have 1 year left before retirement.

"Confession"

The financial institution "Svyaz-Bank" offers its customers to take advantage of the "Recognition" loyalty project. To do this, you need to issue a Svyaz-Bank payment card and register on the project. By making non-cash payments using a card, the holder of the payment document will receive bonuses. Points are accumulated in a special account.

On the official resource of the bank there is a server "Bonus Showcase". Here are: computer equipment, mobile phones, books, clothing, and much more. They can be exchanged for bonuses. It is allowed to make up for the lack of points with the money that is stored on the card account.

You can connect VISA, MasterCard, JCB cards and Mir premium documents to the Recognition project.

Loans in Svyaz-Bank

Consumer loans

Svyaz-Bank offers several types of consumer loans.

Cash loan. This loan is issued for up to 5 years. The maximum amount that a borrower can take is 3 million rubles. Interest rate - from 15.4% per annum.
"Summer season". The loan is issued in real money. It is intended for the purchase of building materials and goods for personal plots. The loan is calculated for 5 years. The interest rate is 15.5% per annum.
Military lending. The loan is issued in cash. The maximum amount is 3 million rubles. The term of the loan is 7 years.
Large mortgage loan. Issued for 3 years. To apply for a loan, you do not need to collect a complete set of documents (a passport of a citizen of the Russian Federation is enough).

Mortgage

In Svyaz-Bank, you can also get a loan for the purchase of housing. The company offers a wide range of mortgage programs, each of which provides for its own conditions (loan terms, interest rates, type of housing purchased, etc.). Taking a loan, you can buy an apartment in a house under construction, apartments that the developer has already put into operation, a country house or a land plot.

The bank offers special conditions for mortgage loans. There are programs that do not require proof of income (for example, mortgages for military personnel). You can get a loan that provides for early repayment (no commissions and penalties).

Auto loans

Svyaz-Bank helps realize the dream of owning a car by providing car loans to its customers. The company offers several loan products. One of them participates in the State program that provides subsidies for car loans.

Thanks to a financial institution, you can buy a brand new car or an inexpensive used car. Credit projects allow you to buy an elite car.