Bank Trust

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2016-08-13 00:00:00:

The National Bank "Trust" was established in the mid-1990s. Today it is one of the largest financial companies providing retail banking services: at the end of 2015, the organization's assets amounted to more than 253 billion rubles, and the bank's income increased by 4.5 billion rubles.

2014 was a difficult period for the company, and the management of the National Bank "Trust" turned to the Central Bank of Russia with a request for financial assistance. Measures were taken to bring the enterprise out of the crisis: Otkritie Financial Corporation and Otkritie Holding invested in Trust. Since then, the company has been part of the Otkritie financial group.

National Bank "Trust" has a large client base. Its services are used by enterprises, organizations (approximately 190 thousand corporate clients) and individuals (about 4 million). The bank's assets have a value of more than 3 million rubles.

Charitable program "Mercy"

In the winter of 2009, the financial organization "Trust" entered into a partnership agreement with the social service of the Russian Orthodox Church "Mercy", together with which the bank is working on the implementation of charitable projects. Partners provide financial assistance to a children's hospice, a boarding school for children with disabilities, a crisis center for pregnant women, help people who do not have a roof over their heads, and more (11 programs in total).

The activity of "Mercy" is based on the donations of people who are not indifferent to the grief of others. Bank "Trust" provides financial support to the service.

Clients of a financial company can also make a contribution. You can make donations to the Mercy Foundation through the Trust (no commission is charged). There is no need to open an account. You can apply to the bank administration for regular transfers to the account of the "Mercy" service. Cardholders can also make donations. You can do this through ATMs or self-service terminals.

Convenient service system

To save personal time, the company's customers can use remote services.

TRUST Online

TRUST Online is a virtual banking system. Using this tool, users can conduct all financial transactions from their home computer. The website of the National Bank "Trust" presents two options for online banking.

1. A virtual bank for individuals has the following characteristics:

intuitive interface;
high speed of financial transactions (money is credited to the accounts within a few seconds);
affordable tariff plans;
Ease of use.

The service allows you to manage accounts from anywhere in the world. Users can pay for various services (without charging a commission fee), make money transfers, conduct foreign exchange transactions, change the status of a plastic card, manage credit funds and deposits.

2. A virtual bank for businessmen provides the following opportunities:

preparation of financial statements;
online document exchange;
receive daily account statements.

You can connect the service by contacting the bank branch.

Mobile app

By installing a special application on your phone or tablet, the user will be able to manage finances directly from the phone. Such a "bank" is always at hand: you just need to get your phone out of your pocket, press a couple of buttons - and the payment is made. The service is equipped with modern tools that facilitate the process of making payments.

Mobile banking from the trust company allows you to:

monitor the status of the account;
pay for goods and services;
replenish deposits;
conduct operations on loans (repay debts, view payment schedules, etc.);
receive information about the bank's activities, promotions and unique offers;
exchange currency;
change the status of the card (block in case of loss);
view payment history.

Plastic cards from the National Bank "Trust"

MASTERCARD STANDARD. This payment document is designed for customers with low incomes. Card service will cost a small amount. With its help, you can make cashless payments through ATMs, terminals or in virtual mode. The payment document is accepted both in Russia and abroad. When replenishing the card through terminals, ATMs, online services and branches of Trust Bank, the client does not pay a commission.
MASTERCARD GOLD. The card is accepted in all organizations that cooperate with the MasterCard payment system (including abroad). With it, you can book a hotel room or pay for a car rental.
MASTERCARD PLATINUM. This product provides its owners with unique features and special privileges. Using the card, you can withdraw cash at any ATM on the planet without commissions. Income is calculated on the balance of funds (up to 30 thousand rubles - 5%, from 30 thousand - 7%). For people who are going to travel to another country, an insurance policy is issued free of charge. The plastic card is equipped with contactless payment technology.
MASTERCARD BLACK EDITION. This map will delight travel lovers. It is accepted all over the world. With its help, you can not only make a cashless payment, but also get "real money". Up to 7% per annum is charged on the balance of funds. In addition, the client receives bonus points in the form of miles (they can be exchanged for travel documents). Cardholders can take out travel insurance free of charge. The payment document provides access to the round-the-clock concierge service.

Mortgage

Taking a mortgage from the National Bank "Trust", you can buy real estate in the primary or secondary market, an apartment in a new building that has already been put into operation, or in a house under construction.

The loan amount can vary between 500 thousand - 30 million rubles. The payment schedule is signed for a period of 5 to 30 years. The interest rate will be from 13.25%. When applying for a loan, you can not do without a down payment - at least 20% of the total mortgage amount.

Contributions

The National Bank "Trust" offers its customers a profitable investment. Employees of the company have developed a wide range of deposits.

"Our people". The deposit assumes increased interest rates (up to 10.6% in rubles). You can withdraw funds on demand (without loss of accrued interest).
"Optimal course". This is a multi-currency deposit: the client can invest simultaneously in three types of currencies (dollars, euros, rubles). The advantages of the deposit are that the depositor can make exchange transactions at a favorable rate without additional fees. The interest rate will be: rubles - 6.25-10.5%, dollars - 0.55-2.35%, euros - 1.15-1.8%.
"All inclusive". This product is popular among depositors. It provides for high interest rates (8.85-9.75%), as well as the possibility of replenishment and debit transactions. The depositor chooses the method of accruing interest: they can be transferred monthly to a separate account or accumulated during the term of the deposit.
"Retirement income". This deposit is a profitable solution for people of retirement age. It will allow you to receive a stable income in the form of interest (9.2-9.75% in rubles). The deposit can be opened in domestic or foreign currency. It is possible to replenish and withdraw money from the account. The client can withdraw the funds before the end of the contract.

Insurance Services

Medicine without borders

The financial organization "Trust" together with the insurance company "Renaissance Life" offer the bank's clients to take part in the "Medicine Without Borders" health and life insurance program. Having insured, a person can be sure that he will be provided with medical care in any state of the world (except for Russia, the country in which the insured person lives, and the United States).

Insurance can be issued for people aged 18 to 64 years. The policy is valid for one year. Its price is 10 thousand rubles.

"Risk Factor"

"Risk Factor" is another insurance product. The Bank is developing it in cooperation with Otkritie Holding. In addition to life insurance, the program provides for income, the indicators of which will be an order of magnitude higher than when opening deposit accounts, even during a market downturn.

Any capable person between the ages of 18 and 70 can become a participant in the program. The insurance is valid for 3 and a half years. The amount of the down payment varies from 30 thousand to 250 thousand rubles.

"Risk Factor" is a life insurance program. Its advantage is that the invested funds will be fully returned. After the expiration of the insurance, the client will receive 100% + the amount of the investment. In case of insured events (death of the insured for any reason), the bank pays the entire amount together with investment funds.

Features of the Risk Factor program are as follows:

payments are entitled to receive only people whose names are indicated in the contract;
insurance payments are not divided between the spouses during the divorce proceedings;
funds that have been invested in the program cannot be confiscated or seized.

Lost and found

National Bank "Trust" offers a new service of its kind "Trust-nakhodka". With its help, the user can find a thing that has been lost or stolen.

Branded key rings and business cards are pasted on the items, which indicate the original identification number of the owner of the item and the contact phone number of the Lost and Found Service "Trust". The person who finds the thing can call the specified phone numbers and transfer the find to the bank employees.

The advantage of the service is that the personal data of the owner himself remain secret. The little thing, on which there is a sticker and a bright keychain, will not go unnoticed by passers-by. The service is useful especially in cases where flash drives, phone books, documents, etc. are lost.