Zenith

2016-08-12 00:00:00:

The Zenit financial company began its activity in 1994. Its founders were the oil concern Tatneft, the Academy of National Economy under the Government of Russia and several other organizations. The total value of the bank's assets is 312.6 billion rubles.

Bank Zenit specializes in servicing enterprises and companies from various sectors of the economy. The bank can also offer a full package of financial services to private clients: all types of loans, deposits, payment cards, safes, and more. Not the last place in the activities of the organization is occupied by investment projects.

Zenit implements projects related to syndicated lending. The company issued bonds in European currency twice: in 2006 and 2009. Bonds in ruble equivalent were issued 18 times. At the moment, there are 4 types of classical securities and 6 types of exchange type bonds in circulation. The Moscow Exchange has included the bonds of the banking organization Zenit in its Quotation List. They can also be found in the Lombard List of the Bank of the Russian Federation. These figures indicate that Zenit is a reliable and promising bank.

In its activities, the company is guided by the current Russian legislation, implementing the reforms proposed by the Russian Government.

Zenit takes an active part in social life. The bank's management provides financial assistance to sports schools and clubs, promoting sports such as hockey, car racing, rugby, sporting and rafting. Do not remain without financial support and children's institutions.

Remote banking

Online banking

For the convenience of customers, employees of a financial institution have developed a service through which all financial transactions can be performed without contacting a bank branch. This is RBS (Remote Banking). Becoming a member of the system, the client can manage accounts, make payments, view transaction history at home. If desired, the user can also download a special application for mobile phones.

Remote services facilitate the process of making money transactions. Payments are made instantly. You can pay your bill, top up your cell phone balance, pay utility bills, etc. from any corner of the planet. The main condition is the availability of computer equipment and the Internet.

The following services are available for RBS users:

• currency and ruble money transfers;
• replenishment of bank accounts and electronic wallets;
• payment for services provided by utilities, TV and Internet providers, mobile operators, etc.;
• replenishment of deposits;
• preparation of financial statements.

Most payment transactions are carried out without charging a commission fee.

To register in the system, you need to visit Zenit Bank or go to the official website of the company.

Zenith Mobile

Zenit Mobile is a mobile application through which all payment transactions are made from a smartphone. Mobile bank users can get information about the status of their accounts, about the status of payment cards. The mobile application also provides access to the history of transactions.

The possibilities of Zenit Mobile are not limited to informing only. By downloading the application to your cell phone, a person can perform the same operations that are available in the Internet banking system.

Connecting a mobile bank is carried out at the office of Zenith or in virtual mode.

Lending from Zenit Bank

Citizens of the Russian Federation can apply for a loan at Zenit Bank. The organization provides all types of retail lending.

Consumer loans

Consumer loans can be used for various purposes: paying for health care and education services, purchasing furniture, carrying out repairs, and so on.

The terms of consumer loans from Zenit Bank imply early repayment of the loan without paying commissions and fines. The client can apply for a loan without collateral. However, by providing a guarantor or collateral, the borrower receives better interest rates. Real estate or a car can be used as collateral.

When applying for loans, in some cases, the total family income is taken into account.

Preferential conditions for consumer loans are provided for military personnel: reduced interest rates, extended loan term (up to 15 years). The client can get a loan in the amount of up to 3 million rubles. At the same time, there are no commissions for the provision of credit funds.

Car loan

"Zenith" helps to realize the dreams of a private car. Bank employees have developed several programs related to car loans. Loans that participate in state subsidies are especially popular.

When purchasing a car at a car dealership, which is a partner of Zenit, the client can take advantage of a special offer that provides for reduced interest rates and loyal debt repayment conditions.

Car loans from the company "Zenith" has its own specifics.

• You can buy a vehicle at any car dealership;
• to obtain a loan, you need to provide only 2 documents: a civil passport and a driver's license;
• Zenith issues loans up to 6.5 million rubles for up to 7 years;
• the borrower must make a down payment of no more than 15% of the vehicle price;
• a loan can be issued both in domestic and foreign currency;
• the conditions for granting a car loan do not prohibit repaying the loan ahead of schedule (without commissions and fines).

The bank offers several types of car loans.

1. Acquisition of products of the domestic automobile industry.
2. Buying a used car.
3. Acquisition of a car of foreign production.
4. Purchase of a car in a car dealership, which is a partner of the bank.

Mortgage

Mortgage lending from the Zenit company allows you to purchase an apartment, a room or a country house on favorable terms. The client can buy property:

• in new buildings;
• in the secondary market;
• finished apartments or country houses;
• housing that is under construction;
• land.

Employees of Zenith Bank will help you choose a loan that will meet the needs and capabilities of the client. More detailed information about lending products is available on the Zenit Bank website.

Contributions

Bank customers can profitably invest their funds. Depositors have the right to open accounts both online and at Zenit branches.

Using the Internet banking server, you can open one of the virtual deposits: "Cumulative" or "Savings". They are opened in Russian rubles. The rest of the deposits are made in the branches of the bank.

Deposits in foreign currency are also provided, for example, "Term" can be opened in rubles, euros or dollars. There is also a special offer "Term deposit in Chinese yuan" and a deposit "Multicurrency" (can be opened in three types of currencies at the same time). By making settlement deposits, account holders will be able to replenish or withdraw money without losing interest.

Special conditions are provided for certain categories of customers. For example, you can make a deposit for a child (dollars, euros or rubles). Interest rate - up to 7% (in rubles). The deposit can be replenished without restrictions. There are also special offers for pensioners (interest rate - 7.5%, income is accrued every month to a separate account) and military personnel (opened in rubles, interest is paid monthly - 8.5% per annum).

Individual safe boxes

Many Zenith Bank customers rent personal safes that can store everything from currency to works of art and antiques. Individual cells will help to securely store jewelry, documents and more. Safes can be rented by representatives of companies and organizations, as well as ordinary citizens. The cell owner can access its contents at any time.

Bank cards

Zenit issues plastic cards of international systems VISA and MasterCard, so the company's payment documents are accepted in all countries. The bank offers its customers to issue debit and credit cards.

Debit cards allow non-cash payment transactions. You can open a card account in both domestic and foreign currencies. Having issued a card in dollars or euros, the client, upon entering the territory of another state, is exempted from the need to fill out a declaration on foreign currency.

You can withdraw money at any Zenith ATM (there are a total of 770 devices across the country).

Credit cards allow you to get a loan at favorable interest rates. The terms of the agreement on credit cards provide for a grace period for the use of funds: no interest is charged within 50 days from the date of purchase.