Yandex money

2016-06-13 00:00:00

The Yandex.Money electronic payment system appeared on the Internet at the very beginning of the second millennium (2002). This server in the very first months of its operation received a certificate allowing the company to conduct activities in the banking sector (the direction of online payments). This is an unprecedented event in the history of the domestic banking business.

The Yandex.Money website has a user-friendly intuitive interface. Accounts can be managed from any computer device. Naturally, such opportunities did not go unnoticed by people who know how to make money trading various types of currencies (both fiat and electronic money). This server was the first to provide users with the ability to top up their profile balance in Skype.

Using this EPS is very easy. The client, by transferring to the Yandex. Money” rubles, receives cryptocurrency.

The only inconvenience of "POISON" is that only Russian citizens can use the system, but access is blocked for foreigners. All operations are carried out in the national currency - Russian rubles. And this is very convenient for ordinary people who pay for goods and services with this particular type of currency.

 

Personal account in Yandex.Money EPS

To open an account in this system, no investment is required. The server offers several interfaces: the future user should choose the most comfortable one.

1. "Yandex. Wallet". To open an account here, you must register with Yandex. All financial transactions are carried out using a browser. Opening an account is very easy. For example, a person who already has his e-mail in Yandex logs in and activates the wallet. At the next stage, you must enter an access password and fill out a special form (the client must provide personal data). After that, a window will appear on the computer screen in which the account number and balance are entered. All wallet numbers start with 41001.
2. Internet Wallet. To work in this interface, you should download and install a special program on your working computer. In this case, registration with Yandex is not required.

Each of the interfaces has its own characteristics. Advantages of Yandex. Wallet" much more:

• they are easy and convenient to manage;
• it opens up more opportunities for users (some services and applications work only in Yandex. Wallet.

Payment in "Yandex.Money" is made instantly. System users can perform various financial transactions: money transfers, payment for goods and services, conversion, and so on. However, Yandex.Money provides for limits on amounts. For example, with one-time payments, it is allowed to spend no more than 15 thousand rubles. Owners of personalized wallets can manage amounts of 60 thousand rubles (for 1 transaction). But users who have passed identification have great privileges: they can spend 500 thousand rubles.

People who sell IT products can also make transactions through the Yandex.Money payment system. However, in order to obtain the right to conduct such operations, the user should submit an application with a request to link the store to the EPS "YAD".

This can be done by implementing a pin code on the system's website or through points that accept payments from citizens.

This EPS is very popular among those who often make purchases in virtual outlets. Payments are made quickly and without problems: no queues and commission fees.

Attention! The EPS administration insists that users provide real information about themselves during registration. This requirement is solely in the interests of the clients themselves: if I lose access to the account (for example, the password), the system will be able to restore them or return the funds only after the client confirms that he is the owner of the account.

 

Identification procedure

Customers' personal information is confidential. Data on transactions and account status are not provided to third-party users.

Identified customers are provided with more opportunities. You can go through the identification procedure in various ways.

1. A citizen can apply to the Yandex.Money office. You need to have a passport and an application with you (you can download the form on the official website of the system).
2. You can send documents by postal service. However, in this case, all documents (including a personal signature) must be certified by a notary.
3. Contact the Euroset office. You need to have a passport and 50 rubles with you (1 ruble will be transferred to the wallet account).

 

How to replenish the wallet balance

Yandex.Money offers many ways to replenish your wallet.

1. Through internal transfers.
2. With the help of payment cards popular all over the world systems VISA, MasterCard.
3. Through terminals.
4. Through retail outlets of the Euroset company.
5. At Alfa-Bank ATMs or through Alfa-Click Internet banking.
6. Using the services of virtual banks.

When replenishing an account, a commission fee is charged (the amount will depend on the type of money transfer). Most often, Poison clients replenish their wallets through online banks and payment terminals.

 

About tariffs in the Yandex.Money system

The tariffs of the system are quite democratic.

1. No commission is charged for bank transfers and account replenishment through merchants.
2. When converting currencies to other EPS, the commission will be 4.5%.
3. Payments from prepaid cards are carried out without commissions.

Withdrawal of money.

1. Withdrawal to a bank card - 3.5%.
2. Apply for money transfers - 4.5%.
3. A Yandex.Money plastic card will cost the client 199 rubles for three years of service.
4. Transferring money to the "YAD" card is free of charge.
5. Commission for intrasystem payments is half a percent of the amount.

Withdrawal amount is limited. Users who have passed identification can transfer no more than 6 million rubles to cash, and confidential clients - no more than 300 thousand rubles.

 

How does Yandex.Money differ from similar systems?

Differences "POISON" from other EPS are significant.

• Here, all financial transactions are carried out only in rubles.
• Only Russian residents can become clients of the system.
• Payments are protected by protection codes.
• There are two categories of clients in the system: confidential and identified. For each category, the server offers its own conditions. Identified clients enjoy the highest privileges.
• Yandex.Money users can get a plastic payment card. With its help, you can conduct various financial transactions with a minimum commission.